stolen identity « protecting privacy

October 7, 2010

Most important travel tip for preventing identity theft

Filed under: identity protection — Tags: avoid identity theft, identity protection, Personal Privacy, protect identity, stolen identity — admin @ 11:59 pm

What is the single most important travel tip for preventing identity theft? Using a car for travel that has no link to your personal identity will help avoid identity theft.

Sound too paranoid for your taste? Perhaps not when you consider that identity theft prevention is far cheaper than trying to fix a stolen identity disaster if it happens. In order to make certain that you protect identity when your car plates are “run” by a professional identity thief or an identity theft gang, register the automobile in the name of a trust, and learn to register the car properly for maximum identity protection.

How can you protect identity as you drive? I have found a trust-owned car to be the most practical for preventing identity theft when certain precautions are taken and proper due diligence is done during the automobile registration process.

Make certain the trust’s name has no relationship to your true name. Insist that the Department of Motor Vehicles, Department of Transportaiton or whatever agency registers cars in your state handles the process as per your personal privacy requirements.

Include the trust’s name only on the registration. Provide your name as trustee and use a U.S. passport as an identification, not a state issued driver license. Generally, the agency will try to associate your name as trustee on the car registration records. Avoid this by speaking with the highest level supervisor in the agency and make certain that only the trust’s name is on their records.

Once this is completed, your plates-if they are run will provide the trust’s name and address as the legal owner only, and your name as the driver will be hidden deep beneath the car agency registration files, and this information will not surface in the event an identity thief attempts to track and trace you as you drive.

Grant Hall

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September 28, 2010

Can a trust-owned car protect identity and prevent identity theft?

Filed under: identity protection — Tags: consumer privacy, protect identity, protecting privacy, stolen identity — admin @ 11:12 pm

Protect identity with a car registration not tied to your name

Serious about protecting privacy as you drive? Consider using an irrevocable trust or a revocable trust with no name similarity to your name, and you will have a high-level privacy travel front entity that will be identified in data bases by its name, not yours as you have your plates run by all who want to find out who owns the car you drive. Further, just in case you attracted someone’s attention who believes you may be a worthy identity theft score, he/she won’t be able to track and trace the car to your name when you learn to register the car anonymously in the name of a trust.

How to avoid identtiy theft by communicating to the DMV or other car registration agency

Take you time, make certain to speak to the highest level supervisor at the car registration agency, and carefully explain your privacy requirements. Provide your passport as an identifier, not your drivers licence. You are registering the automobile, not driving it. For the ultimate secrecy, have an administrative trustee register the car.

Make certain the car registration documents contain only the trust’s name, not the trustee’s name.

The identity protection features of a trust

As a trust will not be required to be registered with any agency, unlike a Limited Liability Company or a Corporation, you as trustee have a head start in your effort to establish consumer privacy as you begin to drive anonymously. Protect identity through the use of the trust’s name only on the registration paper work while keeping your name as trustee on internal paperwork. True, the DMV will have your name-or the administrative trustee’s, but it has been my experience that this information will be buried when you make certain to include only the trust’s name on their records. DO NOT INCLUDE YOUR NAME AS TRUSTEE ON CAR REGISTRATION RECORDS if you want to protect identity as you drive.

Automobile Insurance and identity protection

Obtain car insurance in the name of the trust when you can. In any case, you as the driver will necessarily have to be underwritten for the insurance. Make sure the trust’s name is on the proof of insurance records and on the policy as well as an additional insured.

Keeping your name off of DMV records and having only the trust’s name available when the car is referenced by its license tags is a huge privacy advantage. So, take the time to learn how to use privacy to your advantage by practicing proven privacy principles and concepts that enable you to travel anonymously and avoid the costly and troublesome problems of a stolen identity.

Grant Hall

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Protect identity and avoid Social Security number fraud

Filed under: identity protection — Tags: avoid identity theft, identity fraud, Prevent Identity Theft, protect identity, stolen identity — admin @ 10:34 am

What is the single best tip to protect identity? Keep your Social Security number mum for identity protection.

Preventing identity theft is best accomplished with privacy living principles and concepts as per the information in these articles, and avoiding Social Security number fraud is key-absolutely essential to avoid identity theft. Because with a fake Social Security number an identity thief can obtain a fraudulent loan and obtain a fake driver licence-even if you’re the CEO of Lifelock, the insurance company that sells identity theft insurance. Read the article about this happening to their CEO here.

So, it is never a good idea to give your Social Security number to anyone or you run the risk of identity fraud which will occur when a skilled, white collar, identity theft criminal obtains your stolen identity and commits Social Security number fraud and uses the fake identification obtained to play havoc with your life. So, avoid identity theft by not providing your Social Security number to anyone unless it is required by law to provide it.

Preventing Identity Theft and living without a Social Security number

Protect identity by pretending that you don’t have a Social Security number. That’s what I do. I don’t have mine memorized. I don’t give it to clerks at medical offices, insurance companies, real estate people, banks, brokers, or check cashing stores. And I use all of these companies’ services.

How do I avoid identity theft and Social Security number fraud by omitting the SSN from my life as “everyone” gives the “social” without resistence, it seems. By being clear on my privacy requirements through the recognition of how dangerous it is to share my SSN. And good communication goes a long way to smooth the ride through everyday living while taking a contrarian stance on this important privacy issue.

Grant Hall

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September 27, 2010

protect identity online and avoid identity theft

Filed under: identity protection — Tags: business identity theft, consumer privacy, identity theft fraud, medical identity theft, online identity theft, preventing identity theft, stolen identity — admin @ 3:04 am

Now that you’re about to purchase a new computer, it’s time to learn how to protect identity online and prevent identity theft. You can avoid identity theft and the high costs, labor, and frustration it costs to fix an identity theft-IF the problem can be fixed, of course. Preventing identity theft can be accomplished through privacy living. By far, the best idea is to avoid identity theft in the first place rather than having to go through the pain and expense of rehabiliting your stolen identity when an identity theft occurs.

Online identity theft is a favorite of identity theft fraud criminals as it provides the criminal with information minus the phone or personal contacts other crimes may require. And many people have no idea how to practice online consumer privacy making the identity thieves’ jobs an easy task when they find an unaware target.

How to protect identity online

Use these proven principles and concepts to keep identity thieves out of your online business.

1. Buy the computer for cash while leaving no paper trail from the store to your bank account or credit lines.

2. Establish an anonymous account with an internet service provider.

3. Use a proxy server for online surfing and online research.

4. Use a pseudo name for all e-mail correspondences.

5. Avoid giving strangers online any personal or business information.

Identity fraud is a costly crime and through an online identity theft, you could become vulnerable to any number of identity theft related crimes.

Medical identity theft and business identity theft are identity theft crimes that could occur if your e-mails contained information about your insurance policy or confidential business information.

Identity theft outlaws are a slick group of cons and often infiltrate forums and become e-mail list subscribers. So, as you manage your online business, be aware that certain “customers” may have motives to steal identity information.

We recommend privacy living principles that provide an individual and family with the ability to travel, bank, work, and live anonymously.

Grant Hall

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July 16, 2010

Can you avoid a consumer privacy invasion by saying no to Ms. Clerk?

Filed under: Personal Privacy views — Tags: business identity theft, medical identity theft, personal privacy book, privacy invasion, privacy living, stolen identity — admin @ 8:18 am

Clerks in big bureaucrats’ offices and their corporate partners’ offices want all of your personal information prior to providing basic goods and services in some cases. Is the American consumer brain washed or brain dead or both and unaware of the dangers of privacy invasions that occur when personal and confidential data is misused or stolen? Is it any wonder that a stolen identity occurs once every few seconds? Do you know that medical identity theft and business identity theft fraud continue to skyrocket out of control as the public kowtows to the demands of those who want to grab their data and store it in their computer databases for eternity?

For your information, the average business identity theft costs $10,000 and the typical medical identity theft case will cost the consumer a whopping $20,000.

Consumer privacy can be accomplished when assertive communication practices are followed.

Are small towns privacy havens or big bureaucrat traps?

Parts of the Midwest are sparsely populated with small towns. One would think that these folks would be of the freedom living variety. It appears the mindset may be present in some, but the knowledge base is lacking.

While on a family vacation, my wife and I made our way to the local post office to replenish supplies and mail letters. Since I had a couple of the certified variety to mail, I filled out the proper forms and could not help but over hear the conversation between Ms. Postal Clerk and a customer who inquired about renting a post office box.

Was Ms. Clerk interested in telling Mr. New Customer about the features, benefits and advantages of a p.o. box? Did she mention how wonderful their postal service is in “Small Town USA”? Hardly. Instead, she demanded a local drivers license, a utility bill, and asked privacy invasive questions about all who would be living in the gentleman’s house. Further, she demanded their i.d.’s for her verification prior to the renting of a post office box.

Mr. New Customer seemed caught off guard and perhaps a little shocked. After all he was in a town of only a thousand or two. However, he seemed willing to comply and promised to provide all that was requested of the clerk as I completed my business and walked out the door.

Personal privacy is often compromised by providing personal and confidential data to businesses and government agencies.

The receipt of personal and business mail through mail nominees has been used successfully by privacy advocates as described in Privacy Crisis.

Free privacy living information courses are available by e-mail.

Grant Hall wrote a personal privacy e-book, Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living that is available for purchase and download.

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June 15, 2010

How do you prevent identity theft?

Filed under: identity protection — Tags: identity theft articles, identity theft prevention, medical identity theft, protect identity, stolen identity — admin @ 8:29 am

It is possible to prevent identity theft and protect identity from identity fraud criminals through consumer privacy living without dependence on a third party insurance company. How do you prevent identity theft during the current identity theft fraud epidemic? This article addresses key identity theft prevention points.

Dependence or independent thinking and proactive consumer privacy action

As the masses scramble to buy questionable and possibly ineffective identity insurance protection, the individual and family who practice consumer privacy living and business privacy will escape the expensive, dangerous, crime of identity theft.

Identity theft Insurance and the herd mentality of dependence

This piece is not about bashing the identity theft insurance corporations as they try to capitalize on the hardship of identity theft victims and the fear of medical identity theft, business identity theft, credit card identity theft, and all identity fraud related crimes.

Privacy advocates recognize it is difficult to educate the general population and the average individual about privacy living and identity protection.

You can protect identity when you learn to accept the fact that the demand is so great for “good identities” that the crime of id theft is likely to be prevalent for sometime. Next, educate yourself about what to do to prevent identity theft or learn how to fix the problem with privacy principles IF you are an identity theft victim.

Guarding you personal identifiers

Protect identity through privacy living while keeping your most important personal and confidential information private. Guidelines include:

1.) I do not provide my Social Security number to agencies or corporations unless required by law to do so unless it is required for a service that I need that justifies the risk.

2.) Keep mail, telephones, home addresses out of the data bases.

3.) Travel anonymously.

4.) Learn how to hide your money and property from the preying eyes of identity thieves.

Learn to travel, bank, work, and live anonymously and you will be on your way to preventing identity theft.

Your life depends on it

Identity theft is a serious crime. Learning to prevent identity theft through consumer privacy and business privacy will enable you to avoid the most dangerous and expensive type of identity theft, medical identity theft.

The average medical identity theft costs approximately $20,000.00 and aside from this expense, you could be denied treatment by a medical provider if you are a victim of a stolen identity. Imagine a family member or yourself needing emergency treatment for a life-threatening disease or injury and finding out that your medical identity insurance coverage has been stolen by an identity thief. In a case like this, there may be insufficient time to correct the problem before a medical condition worsens or someone dies.

If you would like to learn more about identity theft prevention, we have a free information series of e-mail courses and identity theft articles for your review and study.

Grant Hall

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June 7, 2010

Identity protection and how to prevent a $20,000 medical identity theft

Filed under: financial privacy,medical identity theft — Tags: banking privacy, consumer privacy, financial privacy, medical identity fraud, preventin medical identity theft, stolen identity, trust bank account, trust checking account — admin @ 4:59 pm

Identity protection through the practice of consumer privacy can prevent a medical identity theft. The average medical identity theft costs $20,000.

Medical identity theft

Medical insurance benefits are stolen by identity thieves when the policy holder’s coverage is claimed by an identity thief.

Bank secrecy is essential to prevent the theft of financial assets that may become vulnerable when a medical identity theft is committed.

Preventing medical identity theft damages with banking privacy

A medical identity fraud can cost the consumer plenty. Aside from having medical insurance information stolen, one whose stolen identity is used by an identity thief can risk other monetary losses. These losses can occur when a fraudster discovers bank and credit card information and defrauds the identity theft victim by using the stolen identity to steal bank and credit line accounts.

Financial privacy and the trust bank account

A trust bank account will provide a degree of financial privacy when a medical identity theft occurs. Often, the identity thief can uncover banking information of an individual bank account holder with the identity information gleaned from a consumer following an identity theft.

Through the use of a trust checking account with the Employer Identification number of the trust as the account tax identifier, a consumer can shield his personal identity information from an identity thief. A financial privacy invasion can often be avoided through the use of a trust bank account and other financial privacy principles and consumer privacy concepts.

Prevent credit card fraud

Credit cards and credit lines can be kept secret when credit bureau files are “frozen” and credit card information is kept under lock and key in anonymous safe deposit boxes with no ties to the identity theft victim-even after an identity thief has stolen an identity.

Bank secrecy, identity protection, anonymous safe deposit boxes, and all aspects of privacy living are covered in detail in Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living.

Readers may be interested in a free identity theft prevention course that is offered by e-mail. Do you want to learn how to establish banking privacy? A free e-mail course is available on banking privacy.

The e-book, Privacy Crisis may be purchased and downloaded within five minutes from now.

Thanks.

Grant Hall

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May 29, 2010

id theft and medical identity theft are leading fraud crimes

Filed under: identity protection,medical identity theft — Tags: free e-mail series on identity theft, identity theft prevention, identity theft victim, illegal alien identity thief, leading fraud crimes, medical identity theft, Prevent Identity Theft, stolen identity — admin @ 10:10 pm

Medical identity theft is the most expensive identity theft crime and costs each identity theft victim approximately twenty thousand dollars. In addition, the crime of medical identity theft has vast ramifications for identity fraud victims-even death. This article provides an overview of these fraud crimes, cites an identity theft case with a link to the full story, discusses the reasons why criminals are motivated to steal identities, and offers educational resources for identity theft prevention.

Demand for a fraudulent identity

An identity is a terrible thing to lose.

Fraud crime leader, identity theft is in demand for a variety of reasons. A fraud criminal may want to steal an identity of one with a spotless credit record in order to borrow money, purchase a home, start a business or accumulate credit cards and credit lines for future purchases. All of these acts committed in “your” name place you in a horrible position when the identity thief grabs the property and runs or fails to honor the borrowing agreements-and of course this is exactly what you can expect from an identity theft fraud criminal.

Some individuals simply want to use a stolen identity for the purpose of working in the U.S.A.

The illegal alien identity thief

The illegal aliens who storm the borders and come to the U.S. sometimes become identity theft criminals-in addition to their crimes of coming into the country illegally and without proper documentation.

In fact, illegal aliens are often the criminals responsible for stealing an identity for the purpose of working illegally in this country. For instance, the Swift and Company meat packing plant bust during 2006 involved 1,265 illegals and 65 were charged with identity theft.

Medical identity theft can harm you or kill you

Perhaps the most dangerous identity theft of all is medical identity theft. One whose identity is stolen may have his insurance policy information taken by the thief and this fraud crime could result in the identity theft victim losing his/her ability to receive medical treatment due to the confusion caused by two people claiming ownership of the same medical policy. Finally, the id theft victim can have his medical records co-mingled with those of the identity thief who receives fraudulent treatment-under your policy.

What if you need emergency treatment as the insurance company, medical information bureau, medical records departments at the medical treatment facilities, and others attempt to straighten out the mess? You could die while waiting on the pseudo bureaucracy to straighten out the mess.

You are much better off avoiding identity theft, I promise.

You can prevent identity theft through pro active, privacy living and data information management, while using proven business and personal privacy principles and concepts.

Readers may opt to receive a free e-mail series on identity theft prevention.

You may be interested in reading about how I recommend preventing identity theft. I wrote Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living. The e-book is available for purchase and immediate download.

Grant Hall

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May 17, 2010

Do you really want to learn how to disappear?

Filed under: Personal Privacy views — Tags: about identity theft, avoid identity theft, bank secrecy, id fraud, identity theft fraud crime, identity theft insurance, identity theft victim, medical identity theft, prevent medical identity theft, stolen identity — admin @ 5:24 pm

I don’t carry identification. I usually don’t provide identity documents unless required by law to do so. I believe these are fundamental freedom rights to privacy.

Are you a number or am I paranoid?

Are you a number? Yes. If you live as the masses, produce identity documents at the whim of every agency and bureaucratic clerk who’s trying to boost her afternoon self esteem and justify her job-at your expense, and it could be a big, big expense.

You see, we are in a Privacy Crisis and have been for sometime. Those who do not recognize it, and believe it’s okay to be a number, and also believe I am paranoid, read on, please.

About identity theft

This fraud crime is continuing it’s upward trend and breaking records yearly-at the expense of nearly 7% of the population according to one report. And, I just read the average cost has increased, too. Now, it costs upwards of $3,500.00 to fix a stolen identity, not to mention the hundreds or thousands of hours of your labor it will take to restore your good name-if it can be restored at all.

Prevent medical identity theft through privacy living, not identity theft insurance.

Once you understand identity theft insurance, the concept appears to be a privacy oxymoron. That is, the buyer and the insured, pays a premium for privacy and to avoid identity theft. In return, he/she provides their most personal and confidential data including name, Social Security number, home address, home telephone number, workplace, work phone number, and opens credit bureau files and more information to an army of corporate employees to access. Now, how much personal privacy does that give the identity theft premium payer?

By the way, it costs about $20,000.00 to fix a medical identity theft, the new star category of id fraud. It makes far more sense to live anonymously and learn how to disappear than it does to spend the big bucks and time to fix an identity fraud crime if you become an identity theft victim.

Dedication becomes a lifestyle

We spend time in two or three spots a year and I think no more about NOT providing identification when renting a seasonal home than I do about drinking a second cup of coffee. Having no telephone in my name, complete bank secrecy, and not having to worry about being identified by vehicle registration data as I and other family members drive our vehicles, makes complete sense to me. We are dedicated and practice personal privacy living in order to exercise our rights to privacy and because we choose to do it for safety reasons. How about you?

You may be interested in free privacy e-mail information courses. If so, click here.

I wrote Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living. It is available as an e-book and has been called the best book of it’s kind. You can be reading it in Five minutes from now. To buy the book, CLICK HERE.

Thanks for reading.

Grant Hall

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May 5, 2010

identity insurance fails during privacy crisis

Filed under: identity protection — Tags: identity insurance, lifelock, lifelock fined, Privacy Crisis, privacy living, stolen identity — admin @ 1:03 pm

Identity theft insurance as a viable way of preventing identity theft is failing miserably as identity thieves continue to rape the resources of identity theft victims. This article provides id theft “self insurance” remedies during the current privacy crisis. Through the use of personal privacy tactics, you can avoid the catastrophic results of a stolen identity.

Identity theft insurance leader allegedly has identity stolen

Article information below comes form the website as indicated below:

http://arstechnica.com/tech-policy/news/2010/03/lifelock-cant-guarantee-id-theft-prevention-after-all-settles-with-ftc.ars

According to the website link above, Todd Davis, Ceo of Lifelock, a leader in the identity theft insurance industry had his identity stolen in 2007.

Further, the company is being criticized for their id theft insurance services and has been fined. The quote below is taken from the previously mentioned site above:

“Identity theft prevention service LifeLock is not as pristine as its reputation claims after all. The company agreed to pay out $12 million to settle charges with the Federal Trade Commission and 35 states, which had said that LifeLock’s identity-theft-prevention claims were false and that the company actually made its own customer data available and unsecured from theft. As it turns out, there is no way to fully guarantee that identity theft won’t happen, no matter what someone puts on the side of a truck.”

“Identity self insurance” and how to avoid identity theft without identity insurance

An option to ineffective, costly, identity insurance is to “self insure” against the leading fraud crime, identity theft.

In the opinion of this experienced author, high level privacy living is far more effective than depending on an identity theft insurance company with the potential for many thousands of employees to see your personal and confidential information.

Do you really want insurance personnel knowing where you live and your place of employment? Providing your home phone number will give someone the ability to make their way to your doorstep.

For the ultimate in identity theft protection, learn to travel, bank, work, and live anonymously while eliminating the high costs of insurance premiums and unreliable corporations who have demonstrated their failure to effectively thwart the efforts of id theft criminals.

Thanks for reading.

Grant Hall

www.PrivacyCrisis.com

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