home privacy and how to avoid identity theft

HOME MORTGAGES ARE PRIVACY INVASIVE LOANS 

Privacy seekers should avoid a traditional home mortgage and are advised to borrow money discretely.

Borrowing money while using assets under your control is an ideal way to secure the loan,  and make the purpose of the funds used to purchase a home your home privacy secret.

 BORROWING WITH COLLATERAL

Please remember to make certain to borrow only according to the provisions of your credit agreements with lending institutions.

When borrowing against property-liquid or illiquid, the astute privacy-living, manager’s objective is to make the source of funds used to purchase the home “invisible”. 

This method of borrowing funds is the exact opposite of how the masses borrow money, and in fact, once a home mortgage is secured, the borrower has provided all who access key credit information with a telescopic view of their financial life and portions of their personal and business life as well.

Essentially, all financial privacy is sacrificed when one borrows money for a house and assumes a traditional home mortgage.

Bank secrecy and credit card privacy will be impossible when one has lenders peeking at his credit bureau reports following the assumption of a traditional home mortgage. And home privacy will be impossible as all who see your credit report will have access to your home address.

Property used for collateral by borrowers with the objective of establishing an “invisible home mortgage” may include a margin stock account and rental real estate property. Both could be used in conjunction as well.

Successful home privacy is accomplished only when the individual cannot be traced from various databases to his actual living quarters, and in order to accomplish this objective, the resident must break all paper and electronic trails from their true name and previous residence.

Do you need an alternate identity for home privacy?

A review of the Identification and Home section of Privacy Crisis will provide guidelines on how serious privacy seekers remain anonymous while living in hotels, motels, homes they control through a trust, apartment living, and Recreational Vehicles.

One is able to rent property in privacy when following guidelines used by those living anonymously as explained fully in the ‘Home’ section of Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living.

An identity thief will have no clue how to target the anonymous resident whose personal and confidential data cannot be found in data bases used to steal an identity.

Save $20,000 and protect your identity with this medical identity theft tip

Medical identity theft costs approximately $20,000 per case. Protect your identity by not succumbing to the pressures of medical front office personnel.

Social Security Number Fraud

The Social Security number offers an identity thief a prime identifier for his new identity theft score. Indeed, medical identity theft fraud has occurred when medical insiders grab a patient’s SSN and abuse it for personal gain.

Nearly every medical form I’ve seen over the past number of years asks for the patient’s Social Security number. Why would a medical provider need to have his/her patient’s Social Security number? While I do not know for sure, in my opinion, it is because they or the collection agency they retain want to be able to track and trace you IF you become delinquent on a bill.

What can you do about the danger of having your Social Security number in medical databases?

Mr. and Mrs. Assertive

Often, privacy advocates do not memorize their Social Security numbers and write “not memorized” in the space where all the sheeple provide their most personal and confidential identifier to the clerks who try and demand the SSN from patients.

It can be a costly expense to have your SSN stolen, not to mention the life-threatening dangers that could occur if someone stole your insurance policy just when you needed it for medical treatment.

Do all you can to prevent identity theft and medical identity theft in particular. One patient has been unable to straighten out his medical records-two years after an identity thief received $44,000.00 worth of treatment while using this identity theft victim’s identity.

Consumer privacy living principles will enable one to establish an identity theft prevention plan and escape the dangers and expense of a medical identity theft.

A Free identity theft prevention course is available by e-mail.

Will you be able to prevent SSN identity theft?

Identity theft can occur when an identity thief uses an identity theft victim’s SSN to commit identity theft, the leading fraud crime in the country for about seven straight years in a row.

SSN identity theft

SSN theft can result in  credit card id fraud, medical identity theft, business identity theft and a host of other fraud crimes. How can one prevent SSN identity theft? My rule of thumb is to not provide my Social Security number to anyone unless it is required by law to do so.

Medical identity theft

The most expensive identity theft of all is medical identity theft. Preventing medical identity theft goes hand in hand with preventing SSN identity theft. In fact, often, medical identity thieves use the SSN as a starting point to commit medical identity fraud.

Think privacy

In order to prevent SSN identity theft and protect identity, learn to modify your behavior to emphasize consumer privacy and privacy principles rather than adhering to agency and corporate clerks’ demands for your SSN.

As you practice privacy living, you will be rewarded by keeping your most personal identifier, the SSN private and free from SSN identity theft.

Grant Hall

Domain privacy for business identity theft protection

Business identity theft crimes cost upwards of ten thousand dollars on average. This article provides domain privacy recommendations for business identity theft protection.

Private Registration of a business

The private registration of a business or professional practice with privacy as a priority is the first important step to avoid identity theft.

Through the use of a Nevada Limited Liability and the Trust Manager Principle, a business or profession can remain anonymous.

Selection of an Internet Service Provider

Hold the ISP account in an entity name or use a nominee for high-level business privacy. An identity thief will have no idea who is behind the domain name when he traces your computer IP address to the ISP account.

The hosting company

Select a hosting company that will allow for payment of services through anonymous bill payment methods. Money orders are fine and they leave no trace to your source of funds. Your bank secrecy plan which you should have in place, will remain intact.

Private domain registration

The important points to emphasize for private domain registration are security and anonymity. Block access to those who want to look up who is behind the domain (security) and register the domain through the use of  the trust manager principle and hold the domain in a Nevada LLC (anonymity).

Resources and references for these terms and business identity theft prevention principles

An identity thief who accesses “whois” will be unable to determine who is behind a business or professional practice when these business privacy principles are utilized.

Refer to these chapters of Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living.

Chapter 14, Computer and Internet Privacy

Chapter 21, Business Entities

Chapter 23, Career Privacy Options

Chapter 24, Nominees: Invitation for Disaster

Thanks.

Grant Hall



id insurance a poor substitute for “self insurance” id theft insurance

The id insurance boom is underway. Id insurance is believed to be an easy fix for consumer privacy and in certain cases consumers have lost identities while depending on identity theft insurance companies to solve their privacy crisis. Indeed, this column has provided examples of id insurance company failings. This article will provide privacy advantages of self insurnace id theft insurance.

Self insurance

This means you depend on yourself, not a third party to protect your identity. Prevent identity theft through privacy living. It is possible to travel, bank, work, and live anonymously-without depending on a huge corporation with thousands of employees-many of whom may have access to your most personal and confidential information. Do you really want to have your Social Security number, home address, credit bureau file information, home phone number, and other “private” information available to employees who work for an id insurance company?

Perpetual insurance premiums

Buying identity theft insurance is like dropping money down a dark hole in the opinion of this author and privacy expert.

Why not learn how to live privately and eliminate the need for id insurance?

Identity theft prevention is best accomplished through the use of proven privacy tactics. And unless you keep your most private information out of corporate data bases, you risk having your personal data stolen by an identity thief.

Summary

Id insurance is a waste of money and an ineffective means of identity protection in the opinion of this author.  Privacy living as a way of preventing identity theft keeps your information private-unlike the information kept on those who purchase id insurance. Do you really want to pay insurance premiums forever to an identity insurance company who will make your information available to many, many employees?

Grant Hall