prevent medical identity theft during the privacy crisis

Do you know how to prevent medical identity theft, the fastest growing identity fraud crime segment of identity theft? Start by understanding that medical providers including doctors, nurses, labratory technicians, hospital administrators, office clerks, and all whom you come in contact with as you seek medical treatment are strangers-not your friends. So, once you understand that these folks should be treated as business people, not trusting friends, you can be on your way to preventing identity theft, and hopefully avoid having your personal data stolen when medical provider employees are careless with your information.

Avoid medical identity theft by not providing your Social Security number to medical providers. Why? Because with this lone identifier, the medical identity thief can literally wreck your entire financial life. He/she can pose as you and receive medical treatment, open credit lines, borrow money for a house, and commit a host of other identity theft crimes.

Provide medical insurance information only when services are to be provided. Often, clerks will ask for medical insurance policy information, and other personal and confidential data over the telephone prior to scheduling the medical appointment. Tell them NO if you want to protect identity and avoid the identity theft fraud crime of medical identity theft.

If the medical service is only a routine office visit, I would opt for paying cash and claiming benefits under insurance plans at a later time to avoid medical identity theft caused by negligent employees of medical providers.

Protect identity and avoid Social Security number fraud

What is the single best tip to protect identity? Keep your Social Security number mum  for identity protection.

Preventing identity theft is best accomplished with privacy living principles and concepts as per the information in these articles, and avoiding Social Security number fraud is key-absolutely essential to avoid identity theft. Because with a fake Social Security number an identity thief can obtain a fraudulent loan and obtain a fake driver licence-even if you’re the CEO of Lifelock, the insurance company that sells identity theft insurance. Read the article about this happening to their CEO here.

So, it is never a good idea to give your Social Security number to anyone or you run the risk of identity fraud which will occur when a skilled, white collar, identity theft criminal obtains your stolen identity and commits Social Security number fraud and uses the fake identification obtained to play havoc with your life. So, avoid identity theft by not providing your Social Security number to anyone unless it is required by law to provide it.

Preventing Identity Theft and living without a Social Security number

Protect identity by pretending that you don’t have a Social Security number. That’s what I do. I don’t have mine memorized. I don’t give it to clerks at medical offices, insurance companies, real estate people, banks, brokers, or check cashing stores. And I use all of these companies’ services.

How do I avoid identity theft and Social Security number fraud by omitting the SSN from my life as “everyone” gives the “social” without resistence, it seems. By being clear on my privacy requirements through the recognition of how dangerous it is to share my SSN. And good communication goes a long way to smooth the ride through everyday living while taking a contrarian stance on this important privacy issue.

Grant Hall

identity protection tactics for personal and business identity theft prevention

Theft of identity whether it be a personal id theft, a business identity theft, or a medical identity theft costs the fraud victim between $3,500.00 and $20,000.00 on average. These costs do not include the many hundreds of hours it takes to repair the identity fraud-If it can be repaired at all. This article provides fraud protection tactics for identity theft prevention.

It is far less work and most cost effective to prevent identity theft rather than try to fix the problem if it occurs.

Workplace privacy and home privacy

Employees and business owners alike benefit greatly through the practice of home privacy and workplace privacy.

Use a mail nominee to receive mail rather than receive mail at your home or place of business.

Utilize business privacy registration practices as described in Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living. It is possible to have no known links to a business under your control. For information on this e-book or to buy the book, CLICK HERE.

Employees may utilize a front entity for the receipt of payments for labor. A Nevada Limited Liability Company may be registered anonymously and enable the working person to avoid being tracked through new hire data bases.

A home may be owned by a trust that requires no registration anywhere.

Renters have successfully rented properties in an alternate name.

Nominees may be used to hold utility accounts or these accounts may be held in an entity name.

These home and workplace privacy principles will help guard against the costly crime of identity theft.  An identity thief will be stopped cold when he/she attempts to track ownership of the home or business that is controlled by one whose name is kept out of databases that store the names of the masses.

A free identity theft prevention course is offered by e-mail HERE.

Grant Hall

Avoid medical identity theft by becoming an id watchdog

This article explains behavioral considerations for consumer privacy. By becoming their own id watchdog, consumers can avoid medical identity theft without costly identity insurance.

How to become an id watchdog

Pay attention and be assertive. Who do you trust? Recognize the high turnover at clerical-type jobs in medical offices, hospitals and testing facilities. Do you really want a copy of your state issued drivers license on file at these places? What about your Social Security number being included in the aforementioned companies’ data base files? How about having part-time clerks knowing your home address?

For some reason, Americans and others seem to roll over like timid little puppy dogs whenever someone of perceived authority asks them for their most personal and confidential information. Instead of being a passive puppy, it’s time to become an id watchdog.

Medical identity theft costs about $20,000.00 per case

The statistics are truly alarming!

Imagine becoming a victim of the leading fraud crime in the world today, identity theft and having your name stolen for the purpose of stealing medical services and treatment from your insurance company with you as the insured.  The following statistics are taken from this website:

http://news.cnet.com/8301-27080_3-10460902-245.html

These are direct quotes from the above website:

“About 9 percent of U.S. adults have been victims of identity fraud and, of those, nearly 6 percent are estimated to have been victims of medical-related identity fraud, which translates to 1.4 million people, according to survey results and population extrapolations from the National Study on Medical Identity Theft report from the Ponemon Institute. The report was sponsored by credit reporting firm Experian.”

As if nine percent of U.S. adults having to suffer through a “garden variety” id theft at an approximate average cost of $3,000 was not enough, the new leading fraud crime, medical identity theft, is the most expensive at $20,000.00 per shot, and is the new leading fraud crime subcategory of id theft.

Avoid identity theft and prevent medical identity theft with these privacy living tactics:

1. Do not give your drivers license to medical providers. Instead, of the DL, provide a passport.

2. Do not provide a Social Security number to medical providers.

3. Never tell anyone where you live unless you want them to visit you where you sleep.

4. Use an anonymous cell phone.

5. Register you car in the name of a trust.

6. Bank anonymously and keep your home and business registrations private.

The above is a good start. I’m sure the 9% of U.S. adults who suffer from an id theft wish they had implemented these plans. And the 6% who have to go through a medical identity theft surely wish they had as well.

It’s not too late!

Begin to take your personal privacy seriously and recognize that your private information is your business only, not the clerk who takes orders from the corporation that manages your Doctor’s office.

Thanks.

Grant Hall