Jeff Finkelstein Founder of Customer Paradigm Interview

The company, Customer Paradigm has a website located at www.customerparadigm.com and according to their information focuses on acquiring new customers, keeping customers, and interacting with customers. Jeff Finkelstein, Customer Paradigm agreed to this interview with Grant Hall.
Grant Hall: Hello. Thank you for communicating with me by e-mail. I am interested in learning more about your company. Please tell me about your business and your role in it.

Jeff Finkelstein:

Thanks, Grant!  I founded Customer Paradigm in 2002, and since then, we’ve completed more than 11,300 projects in the website development, marketing and privacy space.  I have a particular focus on Web privacy, and worked at a $47 million venture funded company focused on privacy, prior to forming Customer Paradigm.
We focus quite a bit on eCommerce, and keeping information secure and private.
Grant Hall: We sell privacy books and services at www.PrivacyCrisis.com and I requested this interview because our website visitors, customers, and clients often inquire about privacy issues related to their businesses as well as marketing services available, particularly related to internet sales, marketing, and search engine optimization services. Would you comment on your company’s services available to businesses and website companies? How can individuals and businesses preserve privacy in the face of hackers and identity thieves?

Jeff Finkelstein:

Sure.  Data is valuable.  It’s valuable for a company – it allows an organization to reach back out and hopefully get a past customer to buy from them again.  With a lot of data, you can create a more personalized approach, and really make marketing to the end user even more compelling.
I’ve created marketing campaigns for organizations that connect a real person to other real people, and is compelling and engaging.  And when that real person who received a personalized email message shows up at an event or conference, they truly feel they have a pre-existing relationship with the person sending them a message.
We did all of the early email marketing for the Howard Dean for America campaign, way back in 2003.  Although he didn’t win, we showed their team how to use email in a compelling, personalized way.  They set records for raising money online, and it was fun to help teach their candidate how to better engage with voters.
Fast forward 14 years to the present.  We work on a lot of eCommerce sites that collect payment information, address information and other data from end users.  We also work with companies with more basic, informational websites as well.  But those sites often have payment pages, or contact forms.
A hacker looking to steal data is usually motivated to get credit card information.  They either want to use that credit card information to make purchases on other sites (perhaps to convert it into more untraceable funds).  Or, they’ll try to sell it.
If the site is an eCommerce site, the attackers will often attack the specific files that capture the credit card information during the purchasing process, and then send these details to a remote server.  In some cases, we’ve seen hackers binary encode information like credit card numbers into what looks and acts like a normal jpg graphic; they retrieve the credit card details by simply downloading the file.
Fortunately, there’s ways to keep an eye out for attacks such as this.  Businesses should do automated scans of their sites, and keep up-to-date on security patches.

 

Grant Hall: Is there a conflict between good marketing and privacy protection? For instance, a consultant or manager of an e-commerce website will want to be available to communicate with prospective customers while at the same time he/she may have strong reservations concerning the security of the website and providing personal information to those who seek goods and services, but only have an internet presence.
Jeff Finkelstein:
I think that the trend that we see is that companies that focus on security and privacy are doing quite well in the marketplace.  Yes, a marketer is always going to want to reach back out to talk to past customers and entice them to buy again.
We’ve found that companies that treat end users with respect and use good judgement are successful.
If you are selling products or services online, you do need a way to deliver a physical or virtual product to the end user.  If the product is good, most end users don’t mind a thoughtful contact from the company to help them learn more.

Grant Hall: Your business provides search engine optimization services according to your website, www.customerparadigm.com. Is SEO an ongoing service that requires continuous involvement by the SEO expert in order to keep organic traffic flowing to the business website? How can a business manager budget for these costs while marketing a few products? Why are more companies providing SEO services and other internet marketing services not amenable to providing services in exchange for a percentage of sales? This lack of interest in working on a “commission” appears to be incongruent to other industries and personnel such as the insurance business, real estate agents,  stock brokerage and portfolio management financial service industries, and other business sectors and industry groups that require the industry professional to prove his/her abilities by producing sales prior to being paid?
Jeff Finkelstein:
Yes, this is a great question.  SEO for a site is kind of like working out.  In order to stay healthy and fit, you need to work out a few times (or more) each week.  You can’t just do one massive workout on January 1st and then you’re good to go for the year.
Sites that rank well are ones that have content that is actively added and curated.  Otherwise, the site becomes more of a static time capsule.  I don’t think that you need to adjust title tags each day or week, but working on your site is always an ongoing process.
Second, most people don’t want to do SEO on a percentage of sales perspective, because there are a lot of factors beyond their control.  Things like price, reputation, other companies and how competitive the space might be.
If you are trying to do SEO in a highly competitive space, you’re going to have to spend tremendous energy to make a small dent in your rankings.  There are some industries where people will spend $100,000+ per month in SEO to rank well.  Spending 5 hours a month is just not going to make a difference.
Most reputable firms will not work on a percentage of sales for SEO.

Grant Hall: On the surface, it would appear many website owners/managers would be open to sharing sales in exchange for services, thus creating a win-win business plan for both sides. This appears to be especially attractive to website companies who have developed a product but lack website development and SEO skills as well as other marketing skills. How do you feel about a service plan with a commission structure in place as payment for SEO and marketing services for selling internet products and services?

Jeff Finkelstein:
With rare exceptions, I always pass on these types of projects.  It usually means that the business owner is strapped for cash, and that all of the risk is on the web development firm or SEO company to produce results.
Again, there’s a lot of factors outside our control.  Perhaps their product sucks.  Perhaps the pricing is way, way to expensive.  Perhaps their delivery times, customer service or documentation is lacking.
To me, a structure like this means that we as an SEO company do all of the work, and then if it’s successful we’ll get 10% as a commission.  If I believe that much in a product, I’d rather buy it wholesale and do all of that myself.

Grant Hall: I am aware of certain website owners and managers who have hired website marketing businesses that charged substantial fees for taking on a customer as well as large maintenance fees for a period of time-sometimes a contract is required for a period of time. Furthermore, I am aware that sales did not increase to justify these marketing expenses. If one is considering a company for internet marketing services, do you believe that company under consideration should be a proven website marketing winner that manages their own in house websites that produce sales and make these websites profitable? What other criteria should a manager use to evaluate a marketing firm’s potential and credibility prior to hiring the company?
Jeff Finkelstein:
Any website – short of a static HTML vintage 1994 site – should be a living, breathing entity.  One that has content, products and information added to it each week.  Security patches come out all the time, and need to be implemented.  Those patches or software upgrades can break existing features, so someone needs to help out.  Or, you might need someone to add more complex content or change the design of the site.  That’s more of a function of running a business that has an active website.  Those are often what maintenance fees can cover.
For our clients, we always offer ongoing support and maintenance, but it’s not required.  We don’t lock people into a long term contract.
As far as criteria a manager should use to evaluate a marketing firm’s potential, I’d look at what they’ve done in the past, and what kind of strategic and tactical plan they can offer to help you solve your business needs.
Many of the people on our team have run Websites in the past, and seen solid success with it.
If you’re looking at a company to help out with SEO, you can ask them what types of keyword terms their site ranks for.  That said, trying to rank broadly for SEO is a highly competitive game.  Instead, ask what tools they use, and how they evaluate success.
And avoid anyone with an SEO performance guarantee.  I can guarantee that you’ll rank #1 for some obscure keyword that nobody ever searches on.  It’s a lot more difficult to rank highly for a keyword that is highly competitive.

Grant Hall: Can you comment on affiliate marketing and do you assist companies with attracting and recruiting affiliates at your company?
Jeff Finkelstein:
We will often help people integrate affiliate marketing tracking systems into their site, and suggest that this can be a great way to drive additional traffic to a site.  If done really well (and you have big margins you can entice affliates with), this can be a great channel.  That said, this is not something that we usually manage for our clients, as it does require a very active role and day-to-day management.
Grant Hall: Please tell us anything thing else you would like for us to know about your business and feel free to expand into any areas we have not covered thus far. And point our readers to any links on your website that you believe would be helpful and educational for business people interested in your services.
Jeff Finkelstein:
Most of what we focus on these days are helping eCommerce sites that use the Magento platform stay secure, as well as implement new designs, features and functionality.  More information can be found on our site here: http://www.CustomerParadigm.com.
Grant Hall: Thank you for the interview. We will post it on our site at www.PrivacyCrisis.com or www.PrivacyCrisis.com/blog and you are welcome to post in on your website as well.

Do bankers understand money?

Inflation. CPI. Nonsensical terms to be sure. But ask any managerial level banker and they probably subscribe to those terms-meaningless, oxymoron-like, bordering on the absurd and in the vocabularies of all who make your mortgage and loan decisions.

Devaluation not inflation is the correct way to describe the erosion of purchasing power. However, in order to understand this correction in verbiage, it is necessary to first learn the basics, the fundamentals of any monetary system or medium of exchange without biases. An article which may be useful to understand the loss of purchasing power is located at:

http://www.privacycrisis.com/article_financial_privacy.htmlt:

Imagine people in a land with diverse products and services to sell. Mabel has a pie baking business and her husband Cleve has hogs and milk in excess supply. Art is a skilled mechanic and his brother Billy builds houses while their sister Ruth and her husband practice medicine and provide nursing services. Sue, their neighbor teaches school. Bret writes computer programs and provides search optimization services. May makes winter coats. Gabriel cuts hair. Charlie has used cars for sale. And three hundred other community members possess skills and services and have products for sale.

There is no accepted method of exchange in this fictional community.

Grant Hall wrote Privacy Crisis Banking and this book explains money and banking as well as business and investment privacy. The book is available as an e-book for immediate download at:

http://www.privacycrisis.com/orders_index.html

It becomes cumbersome for Cleve to hall hogs and milk to May’s store to trade like values for like values. Charlie wants Mabel’s pies for desert, but doesn’t want eleven hundred of them at once-the number that is valued to equal one of his used automobiles. And others face the same dilemma. How to “buy” goods and services? What to do?

A community meeting is held to establish a suitable and convenient means of exchange, a monetary system that can serve the consumers and survive without being devalued over time. This community is aware of what happened to previous currencies-those money systems that began at 100 and were devalued to 2 or 3 due to the instant gratification needs of the cons who initiated them in the first place without consent of those who eventually lost everything because of the Ponzi scheme. This responsible community is determined to establish a money system that works-without devaluation or “inflation,” that scam word that money creators conned everyone into believing was a normal phenomenon when in fact it is nonsense, a lie used to control and make a population poor within a hundred years or less, or much less depending on how much abuse is exercised by the controllers.

Property is held by the community in the form of farmland  and producing oil wells. The city hall and the surrounding buildings are also owned by “the state.” In addition, money is owned by the community which has been collected for revenues on these properties.  And there is an income stream from other diversified properties.

First, the value of all properties is determined as well as the bottom line figures  for all businesses. The final value is established based on the current value of spot Gold. Next, this figure is converted to the value of Gold in troy ounces. It is determined that this state owns property and current profits from their business that is the equivalent to 99,000 ounces of Gold at today’s price. With this value in mind, this community establishes a money system and a bank. The properties and business revenues remain owned by the community while the bank has the power to distribute receipts in paper or digital form up to the value of all their assets. Receipt issuing power is only increased when new business profits are generated and only up to that value per the value of the new profits. And this becomes the money policy of the people who own the money.

Stockholders or community members are entitled to their share of ownership of the property and may receive this ownership in the form of the receipts. Or their account is credited to equal their share and this account may be drawn from to buy goods and services.

A means of exchange has been established and commerce begins without the inconvenience associated with bartering hogs for coats and the like.

Devaluation of the community bank will only occur when the collateral behind the money receipts fluctuate in value such as a decrease in the price of oil and land and buildings and other property held by the community.

Market values only contribute to any debasement of the newly established currency.

J. Baily

Keep Your Privacy While Getting Medical Treatment

Can a privacy conscious person keep her privacy in the face of a serious disability? Will a long term illness or treatment for an injury compromise a person’s privacy lifestyle? These are questions many will face at some point in their lifetimes. This piece will address potential privacy compromising issues one will face during a period of illness.
Calling a physician’s office may be the first privacy medical hurdle one has to clear as medical office personnel often attempt to obtain your health insurance information prior to making an appointment. You will be asked for your insurance company name, your policy and certificate number, and the doctor’s assistant will verify your coverage and co payment amount as you’re on the telephone. Your name, address and telephone number will be required information. Often your e-mail address will be requested but not required. Social Security Numbers will sometimes be requested and it is possible to keep this important identifier mum-and it is recommended you do so. Grant’s books are clear about how important it is to keep your Social Security Number confidential as you prevent identity thieves and other criminals out of your life while living a privacy lifestyle. In fact, preventing medical identity theft should be a primary concern as you get treatment as medical identity theft is one of the fastest growing white collar crimes in the country.
Once you have met the basic requirements for a medium level privacy lifestyle and have this identity theft prevention plan system in place, you will be prepared to avoid unwanted privacy invasions when an emergency medical condition warrants medical treatment. Your mailing address will not lead anyone to your doorstep, the telephone number provided for medical treatment cannot be traced to you or your family, and you can meet the requirements of your medical providers while keeping yourself safe during this period of time. If you need guidance on how to get started, we have resources that will help.
Free personal privacy courses are available for those who wish to receive these by e-mail. Courses are written by Grant Hall, author of Privacy Crisis and Privacy Crisis Banking.

Guest post by Beth Oslowski

American work force costing you money?

The office supply store manager looked up the printing cartridge number, headed for the isle it was on and brought it to the register. One hundred and eleven buckoos later, I was out the door. The printer had flashed a warning indicating the ink was low and I had headed out to replace it as I expected some planned printing would deplete the supply entirely. Two weeks later, I opened the sealed package and discovered the manager had sold me a drum, not the cartridge I had ordered. Mistakes are acceptable, but today, I find the level of mistakes uncommon, and I attribute these mistakes to the illiteracy problem in America, as this problem is prevalent within our work force.

A recent call to an educator friend, a career teacher with a Master of Science Degree provided facts to support my view. This man said that over fifty percent of all high school attendees do not graduate high school in the state of California. The numbers are similar in Arizona and Nevada, I believe.

A friend of ours suffers from  residual pain from a traumatic injury. While at the doctor’s office, the medical assistant asked, “Mrs. Ellenns, how would you like to pay for your co-pay today, credit or debit card?” “Currency, she replied.”  She was met with a glazed look by the thirty-something year old assistant who returned to her station and asked her coworker what currency meant.

It took five store clerks in a large department store to sell me a computer component as I insisted in buying the product with cash and not providing my ISP subscription data to them to store in their database. Privacy carries a high price in terms of time and effort and is always a bit more expensive than living as the masses. And this time, effort, and money is a great  investment based on my many years of experience.

In 1971, everyone graduated from high school. Perhaps two or three of each one hundred students in my town had to take a summer course to satisfy a Math or English requirement  to get their diploma, but they did graduate. On a rare occasion, a student was not capable of doing high school work and did not graduate. This was rare and many with below average learning ability managed to complete the “required” twelve years of formal education. It was nearly impossible to get a job or join the military without a high school diploma. GED’s were frowned upon by many and seen as a last resort to gaining the high school equivalency of a twelve year formal education. In fact, the GED was called, “high school equivalency test,” and most who thought of dropping out of high school were counseled against it by well informed, experienced, high school educators and counselors.

I don’t know about you, but the current inabilities of the work force causes me to expend extra time, effort, and money. Never before do I recall having to repeat myself so often and go through so many people just to buy and obtain ordinary day to day goods and services. Is America now a third world country due to our devalued currency and uneducated work force?

Readers may e-mail Grant Hall at contact@PrivacyCrisis.com

Thanks.

Grant Hall

www.PrivacyCrisis.com

www.PrivacyCrisis.com/blog

Can you Live Under the Radar in a Police State?

Wondering why you have to provide finger prints and have your name run through a bad boy/bad girl database just to open a simple checking account down at the local bank? It’s just a thumb print and the data base that you’re checked against is just to make sure you’ve never defrauded a bank. Not such a big deal. Or is it?

How about screening the bank for a change? Have they received government bail out money that will further devalue your purchasing power? Ask their manager to explain the Federal Reserve Sytem to you. I’ll bet he/she can’t. In fact, I’m betting when you question one simple banking policy, the manager will excuse himself and run from your questions, and turn your business down based on you’re being a time-consuming question box and possibly a troublemaker.

The masses are asses and have no idea how the world really works. They resemble the proverbial frog placed in a pot and left to be boiled alive as the temperature slowly rises until finally the frog dies from the heat. Are you a frog in the water? Do you understand the absurdity of being “required” to provide finger prints to a private company in order to store your money with them? Are you capable of critical thinking and do you understand the risks of banking in a police state where your entire net worth can be assessed with the stroke of a few keys by those with the keys to certain databanks?

Ever hear of NORFED, the company that was raided and shut down by government as they allowed an option to the losses of purchasing power through an asset-backed sytem of barter?

Countless companies and individuals have lost everything simply because their assets were an open book to those with the power to access the information and the force to confiscate these assets. Culprits could include identity thieves, sue-happy lawyers, stalkers, disgruntled ex-husbands and wives, ex-employees, various agencies, and others.

Privacy is a big deal to those of us who value our freedom. Many problems could have been avoided if a personal privacy and financial privacy plan had been in place. Perhaps you understand the need for peronal privacy and/or banking secrecy, but have no idea about how to obtain either. We offer Free privacy information courses by email to subscribers. You may be interested in listening to some of Grant Hall’s radio interviews as he discusses personal privacy, banking secrecy, financial privacy, how to avoid identity theft, how to stop stalking and more.

Perhaps you are interested in learning to live an anonymous lifestyle. We recommend Hall’s first book, Privacy Crisis. It is available for purchase and immediate download. You can be reading this e-book within minutes once you pay for it online. His New Book, Privacy Crisis Banking, provides infomation and resources on all aspects of business and personal financial privacy and contains information that has never before been offered in print. Use the same methods and resources modern privacy pros use to shield their business from the outside world.

Book Review:

As more money is poured into banks, more security becomes vital. Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money, and Property discusses the importance of security and privacy when managing one’s personal finances and accounts, how to prevent identity theft, and other concerns keep in mind for when banks go wrong. Privacy Crisis Banking is a choice pick for anyone worried about their personal finances. –Midwest Book Review

Always keep everything legal. It is never necessary to break laws for privacy purposes and doing so would defeat the purpose of establishing an anonymous lifestyle.

Thanks. Enjoy the courses and privacy books.

James Clark King, LLC

Publisher

Your Right to Financial Privacy

 Right to financial privacy

Bankers and banks dislike your questioning their polices-often they don’t know the source of their money, let alone their bank’s policies.

Try asking a manager to define the Federal Reserve System. I did. In fact, a few years ago, I asked ten bank managers to define the Federal Reserve System, and not one could do it.

Think the member banks of the Federal Reserve System have a right to track and trace you and your property? Whose money is it anyway? Do they want your SSN, home address, home telephone number, and previous banking historical information to track and trace you so that when you become suspicious, they can “freeze” your account? Is carrying cash grounds for having it taken by law enforcement?

Today, residents of  Police State U.S.A. need banking secrecy more than any time in history. Citizens’ money and property are being confiscated without cause. A truck driver’s truck was searched and police discovered $432,000, the money was taken, the driver was not charged, and he was released.

Do you risk having your cash or bank account stolen by criminals, discovered by private investigators, or fear an account garnishment by “you know who?”

Privacy Crisis Banking is a New Book written by Grant Hall and Published by James Clark King, LLC. The book will be available everywhere books are sold during the Fall, 2011.

Read  about why not to use “banking passports and nominees for banking.

See the full cover of Privacy Crisis Banking.

You may be interested in our Free financial privacy information courses. Here’s another banking secrecy article that you may have Free of charge called Total Banking Secrecy in the U.S.A.

Our first book, Privacy Crisis provides the reader with a comprehensive understanding of high-level privacy principles and tactics. It is the best-selling privacy and identity theft e-book on ClickBank (www.ClickBank.com) for the fifth straight year. Buy the book.

Privacy Crisis Banking will provide never, before published information on banking secrecy and financial privacy as well as resources for making your money invisible. You can learn how to create an “invisible mortgage,” cash checks and bank online without a Social Security number, and register a business privately-without a trace to your identity. Resources for banking secrecy are included in Privacy Crisis Banking. Available as an e-book on our site, through e-readers, and hardcover everywhere books are sold, fall, 2011.

Grant Hall, Author, Privacy Crisis Series of books

James Clark King, LLC, Publisher

www.PrivacyCrisis.com

Privacy Crisis Banking: excerpts from Grant Hall’s New Book

Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money, and Property is a New book written by Grant Hall and published by James Clark King, LLC. The book will be available for purchase as an e-book from this website and as a hardcover in bookstores everywhere. Look for the book in the fall of 2011. You can have financial privacy and banking secrecy in the U.S.A. and in other parts of the world.

Here are excerpts from Chapter 8: Offshore and Domestic Banking Considerations and Preparation

BANKING PASSPORTS” AND WHY NEVER TO USE ONE

I grew up reading a number of privacy books whose authors wrote about escaping greedy ex-wives and their money-grubbing attorneys, or other undesirable people or circumstances many of us have to deal with during crisis periods in our lives. These authors touted the virtues of living under the radar on sandy beaches in faraway places, to escape the shafting penalties handed down by courts to “innocent” plaintiffs. And mentioned within these fairy tale paragraphs were stories of how “so and so” had purchased the ultimate remedy to stave off the enemy—a “banking passport” from an offshore “broker” who sold bogus passports issued by defunct countries. Please don’t fall for this out-dated, worn-out scam. Provide true and correct information to financial institutions which meet your business needs and privacy requirements.

Upon reflection, the stories of luring the gullible escapers of reality to their new promised land with unidentifiable money—disguised through a fake passport issued by a country that had its name changed—seem more outrageous today than when I first read of these tales some thirty-odd years ago. I imagine there are far more failures than successes concerning the use of phony passports sold for banking purposes. Don’t participate in these frauds. Such tactics may provide Big Bureaucrat, in any number of jurisdictions, with all the ammunition he needs to seize your assets and throw your ass in jail pronto.

Treat offshore banking as you would any new business venture. Do your research, prepare your application(s), gather your references, make contact with prospective institutions, and be honest and truthful about yourself, your business, and your requirements—and you will do fine.

BANKING NOMINEES; NONSENSE FROM NON-EXPERTS

Not much has changed since my writing and speaking campaigns against the use of banking nominees, first exposed in late 2006. That’s when Privacy Crisis, first edition, was published, and I’ve followed up with my comments on the subject during interviews on talk shows since that time. Always, I have advised against the use of having someone else be in control of your assets, the one and only exception being when one is disabled and cannot make his or her own decisions. But to use another to control money for privacy purposes is a bad idea—an idea formed without the full benefits associated with study, time, and experience with experts and the practical application of using bank secrecy in real time while under fire, as I had to do once in my life. And I used the same entities, with the same structures, outlined in this book and Privacy Crisis. Doing so, I managed to escape unscathed and without spending one thin dime on legal costs for a matter that could have resulted in substantial costs, had the structure to prevent the damages not been in place and had I not had the knowledge base of privacy living to make myself “invisible.” 

Thanks for reading.

James Clark King, LLC, Publisher

Grant Hall, Author 

 

 

medical identity theft during the privacy crisis

Medical identity theft is the hottest new form of identity theft. This article provides measures on how to avoid the crime of identity theft, and medical identity theft in particular.

Often, the culprit and medical identity theft criminal comes from the most trusted and least suspected sources. Medical identity theft inside jobs occur all too often.

 Medical Identity Theft Inside Jobs

Making an appointment to see a new physician or other medical practitioner can take time and effort, and if you’re ill when you need to see the doctor, you may have a tendency to let your guard down, just a bit, and this could become a costly and hazardous mistake.

Criminals come in all shapes and sizes and usually have an inside track or know someone who does. Crime is an industry and people receive on the job training as they hone their skills and gain a reputation within the industry. For an idea of how crime really works, see the film, Heat written and directed by Michael Mann.

Key to Avoiding medical identity theft is NOT providing your Social Security number

Identity thieves are sophisticated criminals who rely on data banks to supply them with information on their targets. When the patient/identity theft victim’s SSN is known to the thief, he or she can tap into any number of resources that can result in a very expensive identity theft. i These confidential resources are sometimes used by an identity thief when the Social Security number is known : banks, credit card accounts, home and property records, vehicle registration records, business credit lines, credit bureau files, and more.

Clearly, providing your complete personal and business identity information endangers you and your loved ones. Imagine having your group medical insurance policy benefits being stolen by a band of thieves who obtain fraudulent medical treatment while pretending to be you and your family. What would happen if a family member later needed emergency treatment and you were in the middle of trying to resolve the id fraud case as your medical insurance policy was “frozen” pending the outcome of the matter?

For identity theft prevention including the prevention of medical identity theft, keep your most personal and confidential information, mainly your SSN, out of the data bases that criminals-including insiders use to commit the crime of medical identity theft.

Grant Hall

Do you believe in magic and Federal Reserve System?

Paper receipts provided for the convenience of trading valuables. That’s what “money” was intended to be. Asset-backed, paper is the only credible money source. Unless you’re the Federal Reserve, that is.

The “Fed” is neither federal nor do they have assets backing the currency printed for the U.S. treasury. Or do they?

How about human collateral? People who are forced to pay the debt created from thin air by the Fed, loaned to the government at interest may be considered the best form of loan collateral-as long as they continue to pay.

Think your tax dollars go for services such as roads, highways, bridges, city services? They don’t. Every dime paid to the Internal Revenue Service goes to one source; payment of debt and interest to the Federal Reserve System-the private corporation “hired” by congress in 1913 to control monetary policy as the privately-owned central bank of the United States of America.

Does any of this make any sense based on your educational background and those business and economics courses you struggled through? Never knew that the “Fed” was a private corporation, I’ll bet.

Check out these references to enhance your education on the subject-the controllers of your devalued dollars;

1. Secrets of the Federal Reserve by Eustace Mullins

2. The Creature from Jekyll Island by G. Edward Griffin

Once you’ve got the books, refer to the bibliography and footnotes. Check those often.

While Griffin’s book is a near-best seller over many years, the public at large generally remains ignorant of the source of their money, and seeming buy the inflation argument as an explanation of why so many wind up poor in their later years. In fact, this fiat money creation system, a pyramid scheme is the reason for devaluation of the currency, and your loss of purchasing power.

Grant Hall

Are banks or check cashing stores best for financial privacy and banking secrecy?

Think you have to be kowtow to banks, credit bureaus, and mortgage companies? Are you sincerely tired of the queer looks bank clerks/acting managers give you when you ask questions and explain your needs for financial privacy? What about banking privacy? Who among the part-time financial institution, work force has a right to peek at your most personal and confidential data for the privilege of storing your cash or borrowing fiat money?

Perhaps you are aware of the deep and clear tracks to your front porch that are created when you bank and borrow as do the masses. Once you borrow from banks or mortgage companies, they want your financial finger prints on file for eternity. Not only that, they make certain, you’re kept under the watchful eye of their partners, the credit bureaus, who will watch your payment history and record all sorts of “related financial information” in your credit bureau files so that whomever is peeking this month gets to know your business, too.

While the masses stumble around in confusion and mortgage  themselves to the gills, the “smart money”-the astute man or gal who reads between the lines and listens above the dial tone, plans for their financial privacy and prepares to keep their business and personal money their business. Here’s how they do it:

Mr. Businessman or Lady bought the big read book to the right of this column. And they’re aware of important research findings that the author has uncovered after many, many phone calls and thousands of miles of travel. And, he/she is aware that certain financial institutions provide business and personal customers with the ability to bank secretly in the U.S.A. and Worldwide. Indeed, check cashing stores, not banks are the new institutions that privacy advocates use, along with anonymous safe deposit boxes.  Also, they sell the re-loadable debit cards that double as an online bank account, and customers open these bank accounts every single day without privacy-invasive information required of the commercial banks, such as Social Security numbers and Employer Identification numbers.

What about that home mortgage? Want to learn how to hide it? Keep posted and check back here often. Soon, the big red book’s, companion, the bank secrecy book,  Bank Secrecy: Financial Privacy Crisis Plan and Resource Guide will join the Privacy Crisis parade and be offered for sale-alongside the big red book. And in this second book, you’ll learn how to create an Invisible home mortgage and how to create your bank secrecy program in the U.S.A. or anywhere in the world.

I guarantee it.

Grant Hall