business identity theft « protecting privacy

June 4, 2011

avoid identity theft with bank secrecy and credit card privacy

Privacy Living and How to Avoid Identity Theft

Personal privacy should be a high priority in your quest to avoid identity theft. Taking an individualistic approach to the leading fraud crime for the past decade will help you and your family keep identity thieves at bay. An identity thief will not target you when he cannot find key personal and confidential information that provides for identity protection. This article will focus on two key components of identity theft prevention; banking secrecy and credit card privacy.

Credit Card Privacy

Recognize that preventing identity theft has overlapping effects as you establish a privacy living lifestyle. That is, a banking privacy and credit card privacy program will go a long way in the prevention of medical identity theft and business identity theft in addition to the garden variety type of personal identity theft. So, you will be best served to practice a comprehensive, high level, consumer privacy privacy living plan in all aspects of your life for the purpose of avoiding a privacy invasion of any kind.

How can one prevent identity theft through credit card privacy? That’s a relatively simple process, but you’ll have to be willing to lock up your credit files or “freeze” your credit bureau files to avoid identity theft. Once you call the credit bureaus and establish a freeze on your credit files, only those who do business with you will have access to your credit bureau reports. Everyone else will have to seek your permission to peek at your credit files.

Your identity theft prevention plan will be most effective when you stop using credit cards and debit cards for routine purchases as each provides a link to your personal or business credit line information or personal or business bank account(s). I suggest cash and money orders for routine purchases and bill payments.

For those who insist on the convenience of plastic, gift cards and prepaid debit cards that can be registered anonymously come in handy for online payments and for other bill paying purposes.

Banking Secrecy

A Trust Bank Account can be an effective tool to avoid identity theft when the account is set up properly and used correctly. When a name is not associated with the trust checking account’s statements or debit card, the identity thief will have no clue who to target individually when an identity theft is planned.

There are other bank secrecy methods that can be used for both businesss and personal banking secrecy-even today. Look for my new book Privacy Crisis Banking for bank secrecy methods and privacy resources to establish bulletproof financial privacy in the U.S.A. and worldwide.

You may be interested in our Free e-mail courses that cover topics in this article.

Grant Hall

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September 27, 2010

protect identity online and avoid identity theft

Filed under: identity protection — Tags: business identity theft, consumer privacy, identity theft fraud, medical identity theft, online identity theft, preventing identity theft, stolen identity — admin @ 3:04 am

Now that you’re about to purchase a new computer, it’s time to learn how to protect identity online and prevent identity theft. You can avoid identity theft and the high costs, labor, and frustration it costs to fix an identity theft-IF the problem can be fixed, of course. Preventing identity theft can be accomplished through privacy living. By far, the best idea is to avoid identity theft in the first place rather than having to go through the pain and expense of rehabiliting your stolen identity when an identity theft occurs.

Online identity theft is a favorite of identity theft fraud criminals as it provides the criminal with information minus the phone or personal contacts other crimes may require. And many people have no idea how to practice online consumer privacy making the identity thieves’ jobs an easy task when they find an unaware target.

How to protect identity online

Use these proven principles and concepts to keep identity thieves out of your online business.

1. Buy the computer for cash while leaving no paper trail from the store to your bank account or credit lines.

2. Establish an anonymous account with an internet service provider.

3. Use a proxy server for online surfing and online research.

4. Use a pseudo name for all e-mail correspondences.

5. Avoid giving strangers online any personal or business information.

Identity fraud is a costly crime and through an online identity theft, you could become vulnerable to any number of identity theft related crimes.

Medical identity theft and business identity theft are identity theft crimes that could occur if your e-mails contained information about your insurance policy or confidential business information.

Identity theft outlaws are a slick group of cons and often infiltrate forums and become e-mail list subscribers. So, as you manage your online business, be aware that certain “customers” may have motives to steal identity information.

We recommend privacy living principles that provide an individual and family with the ability to travel, bank, work, and live anonymously.

Grant Hall

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September 20, 2010

Will personal privacy living principles prevent identity theft?

Filed under: identity protection — Tags: best identity theft protection, business identity theft, fraud theft, identity theft prevention, medical identity theft, Prevent Identity Theft, protecting identity — admin @ 3:23 pm

Preventing identity theft should be a priority for consumers, and an identity theft prevention plan with privacy living principles as the foundation for identity protection, is the best identity theft protection.

Can you and your family learn how to prevent identity theft? Of course. Plan to implement privacy living principles in order to thwart fraud theft. Protecting identity is a necessary precaution today as identity thieves cash in on new types of identity theft including medical identity theft and business identity theft, two lucrative ventures for fraudsters that can be horrible nightmares for identity theft victims.

Prventing medical identity theft must be a priority as having your medical insurance policy hijacked could prevent you or a family member from having medical treatment authorized. Such a catastrophe could cause one’s injury or illness to be denied coverage with the result being damaged health or death to the real insured. An identity thief will not know how to grab your policy benefits when you keep your insurance company information confidential and free from practitioners’ data bases unless treatment is needed. Even then, be careful. Some very cautious consumers pay cash to the providers and then claim benefits under their policy for reimbursement.

Business identity theft is an expensive crime and a costly one to fix IF it can be fixed. For the highest level of protection, use identtiy theft protection measures as I write about in Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living.

My new e-book, Bank Secrecy provides business managers with privacy information and resources for anonymous banking. Look for it soon on the website.

Grant Hall

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How can identity protection prevent business identity theft?

Filed under: identity protection — Tags: business identity theft, fraud theft, identity theft prevention, Prevent Identity Theft, protect identity, protecting identity — admin @ 2:45 pm

Business identity theft can be a costly affair with the average cost running somewhere north or $10,000. However, identity theft costs vary a great deal, and I recall reading a 2005 statistic that cited 60 cases where losses exceeded $1,000,000 per case. So, protecting identity, specifically one’s business identity information and the controllers of the business, is certainly worth the effort, time, and money it takes to implement the identity theft prevention principles that I will discuss in this article.

Private Business Registration

Fraud theft will not occur when the identity thief has no idea who is behind the business. Professional practitioners, self employed business people, retirees who have assets under management, and others are well served to register their companies anonymously. We prefer Nevada as a business base.

Trust Manager Principle

In Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living, I coined the phrase, Trust Manager Principle. Through the use of this privacy principle, the trust is the front entity to keep management anonymous.

Business identity theft is a big deal, not only from a cost standpoint, but because of all the headaches and time expenditures necessary to correct the problm-IF it can be corrected.

Basic identity theft prevention practices including anonymous travel, home privacy, untraceable telephones, mail nominees, business bank secrecy, and an asset protection plan-if needed, can all serve the business manager well in his/her efforts toward preventing identity theft.

Protect identity of your business through the use of the Administrative Trustee concept, another principle we use to shield management’s identity from the business’ identity. I did not coin this concept. That credit goes to a very fine business attorney who provided this method of keeping management anonymous as they keep their business free from business identity theft.

Grant Hall

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September 15, 2010

How to use bank secrecy and financial privacy to prevent identity theft

Filed under: financial privacy,identity protection — Tags: avoid id theft, bank secrecy, business identity theft, credit card identity theft, medical identity theft, preventing identity theft, trust checking account — admin @ 8:26 pm

Preventing identity theft is doable and your financial privacy is a foundational block necessary to avoid id theft. Avoid business identity theft, medical identity theft, and credit card identity theft through a bank secrecy and financial privacy crisis plan that not even the most sophisticated of identity thieves can infiltrate.

Keep insurance policies-life, health, and especially medical plans personal and confidential. Avoid getting your sensitive mail at home and use the services of a nominee as explained in Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living.

Bank anonymously and use bank secrecy to make certain identity thieves have no links to your money. Do not hold personal money in your name. Instead, use a trust checking account or check cashing stores to clear your personal checks.

Homes for personal use can be purchased with borrowed money, but serious privacy advocates do not use a traditional home mortgage. In fact, a home mortgage is the most privacy-invasive debt you can hold IF you value your privacy. Structure debt to mask your source of funds for home purchases to keep your home location a secret as you borrow for the purchase.

Make certain to follow the contracts you have with your lenders. Never break laws for the sake of personal or business privacy.

Liquid investments can be held by a Nevada Limited partnership.

Bank accounts can be opened without Social Security numbers. I have listed these resources in my upcoming book, Bank Secrecy: Financial Privacy Crisis Plan and Resource Guide. This is a companion tool to my first work, Privacy Crisis and is written to empower businesses and individuals to bank anonymously worldwide. Look for the book to be for sale as an e-book soon.

Grant Hall

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July 16, 2010

Can you avoid a consumer privacy invasion by saying no to Ms. Clerk?

Filed under: Personal Privacy views — Tags: business identity theft, medical identity theft, personal privacy book, privacy invasion, privacy living, stolen identity — admin @ 8:18 am

Clerks in big bureaucrats’ offices and their corporate partners’ offices want all of your personal information prior to providing basic goods and services in some cases. Is the American consumer brain washed or brain dead or both and unaware of the dangers of privacy invasions that occur when personal and confidential data is misused or stolen? Is it any wonder that a stolen identity occurs once every few seconds? Do you know that medical identity theft and business identity theft fraud continue to skyrocket out of control as the public kowtows to the demands of those who want to grab their data and store it in their computer databases for eternity?

For your information, the average business identity theft costs $10,000 and the typical medical identity theft case will cost the consumer a whopping $20,000.

Consumer privacy can be accomplished when assertive communication practices are followed.

Are small towns privacy havens or big bureaucrat traps?

Parts of the Midwest are sparsely populated with small towns. One would think that these folks would be of the freedom living variety. It appears the mindset may be present in some, but the knowledge base is lacking.

While on a family vacation, my wife and I made our way to the local post office to replenish supplies and mail letters. Since I had a couple of the certified variety to mail, I filled out the proper forms and could not help but over hear the conversation between Ms. Postal Clerk and a customer who inquired about renting a post office box.

Was Ms. Clerk interested in telling Mr. New Customer about the features, benefits and advantages of a p.o. box? Did she mention how wonderful their postal service is in “Small Town USA”? Hardly. Instead, she demanded a local drivers license, a utility bill, and asked privacy invasive questions about all who would be living in the gentleman’s house. Further, she demanded their i.d.’s for her verification prior to the renting of a post office box.

Mr. New Customer seemed caught off guard and perhaps a little shocked. After all he was in a town of only a thousand or two. However, he seemed willing to comply and promised to provide all that was requested of the clerk as I completed my business and walked out the door.

Personal privacy is often compromised by providing personal and confidential data to businesses and government agencies.

The receipt of personal and business mail through mail nominees has been used successfully by privacy advocates as described in Privacy Crisis.

Free privacy living information courses are available by e-mail.

Grant Hall wrote a personal privacy e-book, Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living that is available for purchase and download.

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June 10, 2010

Personal privacy principles prevent identity theft

Filed under: identity protection — Tags: avoid identity theft, business identity theft, consumer privacy, identity theft prevention, medical identity theft, protect identity — admin @ 8:25 am

Consumer privacy and the personal privacy living will prevent identity theft. This article explains some of the privacy tactics that enable one to avoid identity theft.

Use of an alternate name

Most people give up their personal privacy willingly and unnecessarily to anyone who asks.

Privacy seekers use an alternate name to register new computers and software programs, obtain all kinds of personal and business services, purchase telephones and telephone services, receive sensitive mail, register at hotels and motels anonymously, lease apartments, and do all other business that is not official business.

To protect identity, you may choose to use an alternate identity or alias, when meeting individuals whose contact is not of an “official” nature, or whose relationship will not lead in that direction.

Live under the radar

In order to have true personal privacy, long term, one can lease an apartment or house in a pen name. This practice of using an alternate name has been practiced legally in most Western countries and has been deemed as legal so long as there is no intention to defraud.

Unless you break all home address links from the information kept in credit bureau files and data banks to where you actually live, you are at risk of being tracked and traced to your doorstep by an identity thief.

Identity protection is a prudent security measure as the average medical identity theft costs $20,000.00, business identity theft damages often run about $10,000.00, and a garden variety id theft will average $3,500.00.

The hundreds of hours necessary to resolve an id theft-if it can be fixed, cannot be quantified in actual costs as the emotional trauma of having your good name stolen is a horrible experience.

Readers may be interested in our Free identity theft prevention e-mail course offered HERE.

Grant Hall wrote Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living.

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June 8, 2010

id theft protection and how to protect identity without id insurance

Filed under: identity protection — Tags: business identity theft, id theft protection, identity theft book, medical identity theft, Prevent Identity Theft, privacy book, protect identity — admin @ 5:13 pm

Identity theft insurance complaints continue and consumer privacy may be a better answer to identity theft prevention than id theft insurance.

Lifelock to pay $12,000,000.00 to settle FTC lawsuit

See key portions of the story below. These are direct quotes from this site:

https://infosecurity.us/?p=13129

“LifeLock, Inc., the oft reported on (and never in a good light) so-called Identity Protection company has apparently settled fraud claims in 35 states pertaining to it’s false claims regarding the company’s promotion of its identity theft protection services, the safeguarding of customer data, and other massive fails committed by the firm during it’s questionable and dubious existence. More information, inclusive of linkage appears after the jump. (more…)

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Protect identity and avoid identity theft without identity theft insurance

Filed under: identity protection — Tags: business identity theft, business identity theft book, identity theft help, identity theft prevention, medical identity theft, protect identity — admin @ 3:59 pm

Consumers can avoid identity theft and protect identity while practicing anonymous living principles. Consumer privacy and id protection can be accomplished without expensive, privacy-invasive, identity theft insurance as explained in this identity theft article.

Prevent identity theft and save money with our best-selling identity theft prevention e-book, PRIVACY CRISIS; IDENTITY THEFT PREVENTION PLAN AND GUIDE TO ANONYMOUS LIVING.

The World’s BEST PRIVACY BOOK.

Grant Hall’s

Buy the e-book and begin reading how to save thousands of dollars by preventing identity theft in just five minutes from now.

Medical identity theft

The average medical identity theft costs $20,000.00.

Business identity theft

A business identity theft will cost a business approximately 10,000.00 to fix.

Personal identity theft

The average cost of an individual id theft is about $3,500.00

Privacy Crisis will help you avoid the cost of an expensive identity theft.

You may be interested in a Free identity theft help and prevention e-mail course series. For your free course on how to prevent identity theft, CLICK HERE.

About identity theft insurance

We believe identity theft self insurance is the best option for those who desire consumer privacy. Anonymous living will empower you to avoid identity theft.

For a look at our Free anonymous living articles, CLICK HERE.

Those who are privacy conscious and particular about their home privacy and workplace privacy opt for our identity theft book, Privacy Crisis instead of identity theft insurance. Take a look at the comparison chart below and discover the advantages of using our identity theft help book to ensure you protect identity rather than subject yourself and your family to a privacy invasion while trusting an identity theft insurance company to learn about your most personal and confidential personal and business privacy affairs.

OUR BUSINESS E-BOOK BEATS IDENTITY INSURANCE

**Privacy Crisis E-Book vs Lifelock**
Identity Theft Risk	Privacy Crisis E-Book	Lifelock
Snail Mail	Mail Nominee, receive mail away from home	No change. Receive mail at home address
Home Privacy	Rent in Pen Name, Own home in a Trust’s name	No change to owned or rented residence
Banking	Total banking secrecy information. Anonymous Safe deposit box, Trust checking account, check cashing service, Partnership holds investments	No change to personal banking
Automobile	Trust owned car, anonymous travel	No change to personal automobile
Employment	Anonymous Employment through privacy principles	No work security for identity theft prevention

TOTAL COST Privacy Crisis: $37.00

Lifelock: * $110.00

(*Approximate cost per year)

BUY PRIVACY CRISIS

Thank you.

James Clark King, LLC

Publisher

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Protect identity and prevent identity theft with the identity theft book

Filed under: identity protection — Tags: banking privacy, business identity theft, business privacy book, consumer privacy, credit card fraud, identity protection, identity theft book, identity theft prevention, preventing identity theft, privacy book, protecting privacy — admin @ 12:47 pm

Consumer privacy essentials are included as privacy living principles necessary to prevent identity theft. Identity protection references are provided.

Protecting privacy

In order to be successful at preventing identity theft, protecting privacy is essential. Travel, bank, work, and live anonymously for identity theft prevention.

Home privacy

Renters should preserve their banking privacy. Do not provide bank account information or credit card account numbers to potential landlords or landladies. Bank secrecy will prevent a garnishment and credit card fraud.

Do not provide a Social Security number or credit bureau file information to property managers/owners.

Successful privacy living and home privacy can be accomplished when there is no link from your true name and your home address.

Workplace privacy

Avoid business identity theft by registering your business or professional practice anonymously.

Utilize a mail nominee to receive mail.

The average business identity theft costs approximately $10,000 so it is worth your time, effort, and money to learn to protect the business from an id thief.

Banking privacy

Protecting banking privacy is necessary to avoid a money or banking privacy invasion by an identity thief.

Safe deposit boxes should be held anonymously. Use a private company or a bank safe deposit box that is held by a separate entity.

Travel anonymously

Hold the car in the name of a trust without reference to you as trustee on the registration paperwork.

Summary

Protecting privacy is serious business today as identity theft crimes run rampant. For about seven years in a row, the leading fraud crime is identity theft.

Our consumer privacy book and business privacy book, Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living by privacy expert, Grant Hall will provide proven privacy living principles to the business manager or business owner who wants to avoid a costly business identity theft. The individual or family who want to avoid identity theft can learn how to practice high level privacy by practicing the methods as described by Hall in this e-book.

Identity Theft book testimonies from readers
“I have to say, your book is the
best book on privacy I’ve ever read, by far.
I have read a number of other privacy-
oriented books, including J.J. Luna’s How
to be Invisible, Michael Chesbro’s The
Privacy Handbook and Robert Mintz’s The
Privacy Plan (and several others). These
books have useful perspectives but are
not in the same league as your book…”
David Jack Quilty (alternate name)

“PRIVACY CRISIS is the most valuable
identity theft and financial privacy
book – EVER.”
Elliot Shaikin, World renowned privacy expert &
president, 24/7 Private Vaults.

“PRIVACY CRISIS is the best how-to book you’ll ever read.”
Frank Whalen, Radio Talk show host & privacy advocate

Free privacy information is available by e-mail.