Check Cashing Store Managers: Key to “Banking Secrecy”

I have not used this store for a year and a half to cash business checks. I am in town and want to keep the business relationship. The store “manager” assures me they can make all decisions necessary on a Sunday afternoon when I call prior to taking the trip across town. I wonder…and elect to take her word for it.

Fifty minutes later, I sign the checks after being promised by clerk number one that they look fine. Enter clerk number two, a large lady who notices I have not been in for a while. “It’s time to update your information, ” she says. I agree and assist in every way possible: telephone, address verification, business name, everything. She asks if I’m the owner of the Limited Liability Company. “I manage it.” She insists I write “DBA” on the back. I explain that’s for sole proprietorships. She doesn’t know the difference and calls on Clerk number three. Number three makes a call to the District Manager. I know him and address him by name. She isn’t impressed. She has to leave a message as he’s not in. Clerk number four enters and says I’ll have to bring in all the paper work-all over again. I explain I’ve been a customer since 2007. She advises she doesn’t want to argue. I leave my name, business name and phone number for the district manager. After leaving the store, I swear for half a minute.

On Monday, Bill, the district manager calls. I remind him that we’ve met. He looks at his message and advises the staff made a mistake and should have cashed my checks, and says to come in again at my convenience. Later in the day, I make a second trip and hand over the checks to a very polite young man who reviews the district manager’s notes and repeatedly says how sorry he is for the problems their staff caused me the day before.

The key to banking secrecy and personal and business privacy is to state your goals to the managers who have the ability and responsibilty to meet your needs as a responsible consumer. Try not to waste your time with clerical folks. Today, most clerks have no idea how to handle any extraordinary needs as far as privacy is concerned. I always deal with top level managers whenever possible and attempt to meet them in person. And make sure you do everything according to the laws in your jurisdiction.

Grant Hall

How to Bank without a Social Security number for Financial Privacy

Can “they” track and trace your money, personal property and business or private practice? Who has the right to your banking records, property information without your authorization to share it?

You may be in danger of a home privacy invasion or a business property theft if your personal and business financial information is discovered.

Financial privacy and banking secrecy are closely related to freedom. After all, is it not your right to keep your wealth, work, home, and travel records your business if you so desrie? And what about your family? Do you expect they will be forever safe when your personal information-including your home address and bank account and brokerage infromation is available to anyone with the $275.00 it takes to buy a subscription to a databank which contains 98% of the sheeple’s fiancial information? Perhaps it is time you explored the options available to you through privacy living and selected financial resources that have been used by pros to establish total financial privacy in a world where few have such freedom.

It is possible to have bank secrecy and home privacy while making your assets and the place where you hang your hat “invisible.” Want to know how to be invisible?

Grant Hall’s new book, Privacy Crisis Banking provides freedom lovers with financial privacy and banking secrecy information and resources used by pros worldwide. Bank without a Social Security number, borrow money in total privacy, and create an “invisible mortgage.” Company names, addresses, websites of banks, brokerage companies, and private safe deposit box facilities are inside the book. Keep your family safe and prevent a home invasion. You can prevent bank account garnishments and seizures, and avoid business and property confiscations.

You may want to read these book reviews:

Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money and Property by Grant Hall is available at Barnes & Noble bookstores or online and at Amazon and other bookstores and online stores.

Available as an e-book or hardbound from Publisher, James Clark King, LLC at:

You may be interested in our free banking secrecy e-mail courses and other privacy courses at:

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Grant Hall, Author


Avoid Medical Identity Theft with Financial Privacy, Banking Secrecy

Unsuspecting patients normally provide the most personal and confidential financial information to medical providers’ office personnel, and place themselves at risk of becoming victims of medical identity theft. Through the use of financial privacy and banking secrecy, medical patients can avoid medical identity theft.

Readers may be interested in our free privacy courses and articles on personal and business privacy. Here are the links to our website’s topics relating to this article:

How can medical patients keep their right to financial privacy and prevent identity theft?

Patients should learn to exercise their assertiveness and refuse to provide privacy invasive information. Key parts of one’s personal life are necessarily kept secret to avoid the risk of bank identity theft, medical identity theft, and to protect identity from all who might attempt to commit a fraud crime of identity theft.

Banking secrecy should be practiced at all times. Medical service providers should not have credit card account numbers in their  files or the consumer being treated will be at risk of medical identity theft and/or bank identity theft, and credit card identity theft.

Financial privacy and banking privacy go a long way toward preventing medical identity theft. Prevent all who provide goods and services to you and your family from prying into your personal affairs. Do not  provide credit card numbers, bank account numbers to providers of medical services.

Pay bills privately with money orders or cash.

Keep your home privacy by utiltizing an offshore mailing address or other private address to receive your important correspondences. Home privacy goes a long way toward preventing medical identity theft and other forms of identity theft. Fraudsters will be unable to intercept your mail and case your house when home privacy is practiced.

Grant Hall



Protecting Privacy and how to Stop Stalking

How can you protect your privacy when you are stalked by a dangerous exhusband or become the victim of another engaged in harassment stalking? What elements of privacy living are most important for the stalking victim who needs to protect identity and be free from stalking harassment? This article will outline a number of key principles to stop stalking, and readers should use the books to the right this article to position themselves to be free from stalkers.

Financial privacy in general and banking privacy in particular are necessary privacy principles for those who become stalking victims. Keep assets and money separate from your personal identity. Use the entities, resources as explained  in the books.

Home privacy is the most important part of a privacy program. Utilize the invisible mortgage principle as explained in Privacy Crisis Banking when money is borrowed to purchase your home.

Create a new identity for all non-official purposes to protect identity. This concept is not as difficult as you might imagine. Follow the fictitious character Alex Corbin in the book, Privacy Crisis. He was able to evade all who followed him through the use of a new identity for privacy purposes. Make sure to follow the laws in your jurisdiction while using your pen name or stage name.

You can protect privacy and escape a dangerous stalker when you are dedicated and have the correct information and resources. Make certain to use your true  name for all official purposes. Living under the radar is essential. Use entities for your banking secrecy and financial privacy plan as explained in the books.

Stopping a stalker through the use of home privacy, banking privacy, and the full use of all available resources will allow the stalking victim to escape a stalker.

Grant Hall

Financial Privacy: Protecting Privacy to Avoid Identity Theft

Your financial privacy goes a long way to help you and your family avoid identity theft.

Business and personal banking privacy combined with the concealment of all assets owned or controlled by you and your spouse will help avoid business identity theft, medical identity theft, and the garden variety, personal identtiy theft. And while the masses may provide their most personal and confidential data including their Social Security numbers, home address, business employer identification number, driver license number, land line telephone  numbers, automobile registration information, credit card numbers, and more to all financial institutions who ask for these identifiers, your  privacy  interests will be served when  you go against the grain, and keep all of the above, and more private.

I suggest financial privacy, especially banking and home registration information are the most sought after identity theft tools by identity thieves. Remember that some of my previous articles and blog posts cite specific cases where bank employees, medical providers’ employees, and other insiders have been caught stealing these pieces of data to use in their identity theft crimes.

A family whose home privacy is under control-privately registered without mention of any resident on the county paperwork, and whose household account, and other family members’ accounts are untraceable, will have taken the most important steps to preventing identity theft. And while such an identity theft prevention plan requires time, effort, and some extra expense, bank secrecy, and personal privacy protection are the best identity protection measures that can be taken to guard against the expensive, inconvenient, dangerous crimes of medical identity theft, busness identity theft, and bank identity theft.

Grant  Hall

Stop Stalking with financial privacy and a banking secrecy plan

Do you want to learn how to disappear and never be found?

You may want to read my popular article, Escape a Stalker in Twelve hours at:

Once you’ve taken care of the basics of privacy living including home privacy, travel privacy, work privacy, and established a communication system that will enable you to live under the radar, it’s time to think about money and banking privacy. Here are some key financial privacy principles to remember and follow:

1. Home owners who finance their property must borrow money privately. Learn how to create an “invisible home mortgage” by reading the chaper on that topic and follow the flow chart that defines this home privacy principle. It’s all in the red, white, blue, and green book to the right of this article. Have a look.

2. Banking secrecy provides for financial privacy and freedom from being tracked and traced by your tormentor. You have several options. The Ultimate Bank Secrecy Account is the best and provides the best banking secrecy.

3. Check Cashing stores keep your account balance at $0.00. Use them along with an anonymous safe deposit box or a money safe.

Phone stalking, cyber stalking, unwanted private investigations, and garden variety “followers” are all cause for concern, and I would treat each of these privacy intrusions as serous invasions of personal privacy. Any or all of these stalkers will attempt to locate your money, and it will be easier for them to continue their stalking behavior if they know your source of funds. When they cannot find your bank account, home address, investments, you will be on your way to being free again. That’s why banking privacy and financial privacy in general are so important to stopping a stalker.

Key resources you may want to read are both books to the right of this article. With these, you can learn to travel, bank, work, and live anonymously, and my latest book, Privacy Crisis Banking provides resources for bank secrecy, anonymous safe deposit boxes, and all information necesary for keeping your financial life private.

Grant Hall

Home privacy can prevent identity theft

Protecting privacy, especially home privacy is paramount as you take the steps necessary to prevent identity theft. How can one avoid identity theft by keeping their home address under the radar?

Keeping your name and family members’ names disassociated with your house or apartment goes a long way toward protecting privacy and will stop identity theft when certain key principles are in place. Some of these important measures for personal privacy protection include:

1. Register the owned home anonymously without names of occupants on county records.

2. Utilize financial privacy concepts when money is borrowed. Create an “invisible mortgage,” to prevent lenders and others who might see privacy-invasive credit bureau reports from knowing where you live. Borrowing money privately for the purpose of buying  a home keeps those who see credit bureau files from finding your home address.

3. Utilize an offshore mailing address for receipt of personal mail. Prevent business identity theft by receiving mail at a designated mailing address away from the office and home.

Some of the answers to questions relating to home privacy and preventing identity theft may be found through our Free e-mail privacy courses at:

Other articles pertaining to personal and business privacy that may be helpful include these selected posts:

You may be interested in our Privacy Crisis books. Read about the New Book, Privacy Crisis Banking:

Here’s what independent reviewers wrote about Privacy Crisis Banking, Grant Hall’s latest book in the Privacy Crisis Series.

review is from: Privacy Crisis Banking: Bank Secrecy Plan & Resource
Guide to Protect Identity, Money, and Property (Hardcover)

Crisis Banking offers extraordinary revelations that make it worth every penny
of the cover price. Example: Do you know the Federal Reserve is an independent
private corporation and not part of our federal government? More importantly, do
you know how this independent agency has; and will continue to, negatively
affect you and your personal wealth? The philosophical nuances make this a
highly enlightening read. Better yet, there are many highly detailed, real life
examples of exactly how to create an invisible mortgage; how to open and manage
a completely private bank account for personal or business use; and how and
where to store large amounts of cash or financial instruments in a secret
untraceable storage vault opened without the use of your social security number.

Read the rest of this review, more reviews, buy the book a

What about financial privacy? Is there a relationship between home privacy, financial privacy, and banking secrecy? Yes.

Keeping one’s home address a secret enables one to obtain banking privacy and financial privacy. Identity thieves, crooks, private investigators, and others who have no business peeking into your financial affairs will be stumped when your name doesn’t surface during a search for your residence, and when their attempts to locate assets under your name proves futile because your money and property is held in front entities, not your true name, and you will not be subjected to property or money confiscation attempt. And you can forget about the threat of garnishments when you practice home privacy and banking secrecy principles such as the invisible home mortgage and the Ultimate Bank Secrecy Account. Both are explained in Privacy Crisis Banking.

For information on how to travel, work, and live anonymously, you may want to read Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living. Buy the e-book at:

The following was reproduced from a promotional piece:

Grant Hall’s New book, Privacy Crisis Banking empowers freedom seekers with the same
information and resources the pros use to bank without a Social Security
number, borrow money in total secrecy to create an “invisible mortgage,” and
register businesses anonymously.

“Beat the bankers at their own game with the
Ultimate Bank Secrecy Account.”

Privacy expert, Jack Dunning, writing about Privacy Crisis Banking.  Read and subscribe to Jack Dunning’s blog at:

Avoid a home privacy invasion, keep loved ones safe,
prevent garnishments, and money and property confiscations. Privacy Crisis Banking: Bank Secrecy Plan to
Protect Identity, Money, and Property
is available in Hardcover and as an

Buy the book at:

Read and subscribe to Grant Hall’s blog at:

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Thanks for reading.

James Clark King, LLC, Publisher

Grant Hall, Author






Helicopter Surveillance creates demand for home privacy, banking secrecy

Helicopters fly over our city dwelling daily. They either have the city police marking or have no identification on the outside. Sometimes, they team up with police cars, trying to corner speeders and others accused of something. But most of the time they just cruise around watching citizens’ homes below. Imagine the cost of the fuel power and manpower it takes to watch the population live from above.

One has to question the motive of such operations-regardless of which agency or city is ordering the surveillance. Sadly, public opinion seldom questions anything these days. We’ve such an aware public these days. I’ve encountered an M.B.A. student who couldn’t define the Federal Reserve System, had hamburgers brought to me different than I ordered them twice in the last three weeks at two restaurants, waited fifteen minutes for a wheatgrass order at a juice bar, but still didn’t get my juice, and had a shipping company employee ask me how to spell “Louisville.” All in one week.

Back to the surveillance issue. Why are you and I being watched and what can you do about it?

For starters, do you care? Many don’t  or seem to not care. Maybe you do. Hopefully. Home privacy is right up there with money and banking privacy as priorities for those  of us who do value our privacy. Once someone knows where you live, they’ll use that data to track your money, credit, automobile, employer, family members and their money, property, employers, and on and on. You get the idea. See the value of home privacy and banking secrecy? Unless you have it, you’ll risk being stalked, tracked, traced, risk having your identity stolen, and a whole lot of other nightmares you don’t need.

One guy uses an extreme level of privacy protection to preserve his home privacy. Living off the grid in one form or another will assure that you protect identity from all who fly over or drive by your place of residence. Privacy seekers may own, rent, or live the mobile lifestyle. All methods work when home privacy care is taken to preserve the identities of those who want to live under the radar, and be free from data bases that house the names associated with the homes viewed by those nosey whirly birds that keep you under surveillance.

Money or links to it can be found once your name is associated with your house. So take the time to keep your home private. You can create an invisible home mortgage to eliminate your home being found through credit bureau files and lender records. That’s the first step to keeping your financial privacy secrets.

Once you determine your financial privacy needs, you can begin to explore your options. Banking secrecy and financial privacy protection are important components of a privacy lifestyle. Remember to think for yourself and read and listen to what experts have done  to shield their homes and money from all who might want to dicover  a private castle or hidden treasure. With enouggh time, effort, and study, you can learn how to keep your freedom and enjoy your privacy knowing that your home address and bank account location is your business only, and wil not be found through database searches, and you and your loved ones will not be subjected to privacy invasions or confiscations of any kind.

Grant Hall



Privacy Crisis Banking: Key to Banking Secrecy

The talking heads and their masters would love for you to join the sheeple-like robots and give your personal and business banking information to everyone who asks for it so that you and your business’ financial privacy becomes non-existent, and instead is traceable to anyone claiming the authority to view it. Of all the communist/fascist-like behavior imposed on a population, the theft of personal information-financial privacy, banking informtion, medical data, home ownership records, has to rank at the top in terms of blatent abuses of personal liberty and freedom.

Just Say NO

For those of you who still have some spirit left and who are atuned to the dangers of letting government and criminals access your personal and business financial data, Privacy Crisis Banking may be a book you want to check out. Inside the book are resources used by privacy experts worldwide to keep banking privacy and establish an “invisible home mortgage,” and more. You will find that all of this is not as difficult as you may have imagined.

Discover how easy it is to:

Bank, cash checks, and open a safe depost box without a Social Security number or Employer Identification number.

Prevent garnishments, property seizures, and bank identity theft.

Use the right financial institutions for your business and personal banking privacy-company names, addresses, phone numbers, and websites are inside this book.

Borrow money privately and create an “invisible mortgage.”

Thanks for reading.

About Grant Hall,  Author of Privacy Crisis Banking.

Grant Hall, author of two books and many business and privacy articles, has been successfully practicing financial privacy and bank secrecy since 1980 and is the leading authority on how to keep money and property safe from thefts and seizures. He has been quoted by ABC News and been the featured guest on talk shows concerning privacy matters.

Read Hall’s articles, buy his books at

James Clark King, LLC


Grant Hall

Author, Privacy Crisis Series of Books

Privacy Crisis Banking: excerpts from Grant Hall’s New Book

Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money, and Property is a New book written by Grant Hall and published by James Clark King, LLC. The book will be available for purchase as an e-book from this website and as a hardcover in bookstores everywhere. Look for the book in the fall of 2011. You can have financial privacy and banking secrecy in the U.S.A. and in other parts of the world.

Here are excerpts from Chapter 8: Offshore and Domestic Banking Considerations and Preparation


I grew up reading a number of privacy books whose authors wrote about escaping greedy ex-wives and their money-grubbing attorneys, or other undesirable people or circumstances many of us have to deal with during crisis periods in our lives. These authors touted the virtues of living under the radar on sandy beaches in faraway places, to escape the shafting penalties handed down by courts to “innocent” plaintiffs. And mentioned within these fairy tale paragraphs were stories of how “so and so” had purchased the ultimate remedy to stave off the enemy—a “banking passport” from an offshore “broker” who sold bogus passports issued by defunct countries. Please don’t fall for this out-dated, worn-out scam. Provide true and correct information to financial institutions which meet your business needs and privacy requirements.

Upon reflection, the stories of luring the gullible escapers of reality to their new promised land with unidentifiable money—disguised through a fake passport issued by a country that had its name changed—seem more outrageous today than when I first read of these tales some thirty-odd years ago. I imagine there are far more failures than successes concerning the use of phony passports sold for banking purposes. Don’t participate in these frauds. Such tactics may provide Big Bureaucrat, in any number of jurisdictions, with all the ammunition he needs to seize your assets and throw your ass in jail pronto.

Treat offshore banking as you would any new business venture. Do your research, prepare your application(s), gather your references, make contact with prospective institutions, and be honest and truthful about yourself, your business, and your requirements—and you will do fine.


Not much has changed since my writing and speaking campaigns against the use of banking nominees, first exposed in late 2006. That’s when Privacy Crisis, first edition, was published, and I’ve followed up with my comments on the subject during interviews on talk shows since that time. Always, I have advised against the use of having someone else be in control of your assets, the one and only exception being when one is disabled and cannot make his or her own decisions. But to use another to control money for privacy purposes is a bad idea—an idea formed without the full benefits associated with study, time, and experience with experts and the practical application of using bank secrecy in real time while under fire, as I had to do once in my life. And I used the same entities, with the same structures, outlined in this book and Privacy Crisis. Doing so, I managed to escape unscathed and without spending one thin dime on legal costs for a matter that could have resulted in substantial costs, had the structure to prevent the damages not been in place and had I not had the knowledge base of privacy living to make myself “invisible.” 

Thanks for reading.

James Clark King, LLC, Publisher

Grant Hall, Author