Avoid Identity Theft: Keeping the Antisocial Personality Disorder at Bay

Being lied to is never fun. Mates and friends can sometimes shave or primp-looking into their own eyes in the mirror while living a lie. I had a relative who cheated on his wife and still managed to shave, looking into his own eyes the night after sleeping with another woman. I wondered how anyone could do that. Years later, I learned from Dr. H. Hernandeza, M.D., Ph.D. the ins and outs of the antisocial personality disorder. Doc would read the two page Psychiatric evaluation or  Psychological report I placed in front of him, converse as he was reading-asking, age, education level, sexual preference, and little else. And five minutes later, he’d could tell me how the man or gal dressed, what color of socks they wore, I suppose,and warn me never to trust the individual with anything important.

Identity theft and many crimes are committed by the antisocial. Sometimes they’re close to you. Family members, spouses, ex-spouses, friends-relatives cheat, lie, and steal identities, and steal money and bank accounts from their “loved ones.” Believe it.

How can you avoid such a disaster? Know your relatives, friends and be honest. I’ve had to do that. I draw from the hundreds of hours spent with Dr. Hernandeza, and I’m honest with myself. Finally.

Uncle lived a life of ups and downs-emphasize downs. Though he was a veteran of two wars, the Army could not discipline Uncle. Twice he was AWOL and was demoted and stuck in the Clink for a time, I’m told. Trouble with jobs, lying to Auntie, poor attendance at school, some scrapes with the law, but not many. And then there was the lying. He lied about what was important and what wasn’t. He lied to sound smart, to prove others wrong, or for no reason at all. It was his trademark, and the hallmark of the antisocial personality disorder. And it took me thirty-five years and a thousand tears to admit it.

Keeping the antisocial at bay-no matter if he or she is friend, relative, or enemy will help minimize the risks of identity theft-or bank identity theft. The antisocial never has enough money and they will steal yours if you let them.

Recommended sites:



Grant Hall

Can you avoid bank identity theft with banking privacy?

Why do you need banking privacy? How can financial privacy help avoid bank identity theft?

Banking Secrecy and financial privacy are necessary measures to take when protecting privacy is a priority, whether your goal is to prevent identity theft of the garden variety, or avoid bank identity theft. Identity theft criminals gravitate toward the money, and when your bank secrecy is at a high level, without mention of your name or Social Security number on the account title, id thieves will be hard pressed to tap into your account while using common pretext scams that are normally a part of the identity theft criminal’s mode of operation.

Often, agencies’ and private companies’ men and gals are hired to locate the assets and bank accounts of those suspected of owing someone or an agency. Based on many mistakes made by these hired guns, you as an innocent asset holder or account holder may be mistakenly targeted, and  it behooves you to keep all assets-bank accounts, investment accounts, real property investmets, even your home, if you own one, under the radar. And while protecting privacy is always more expensive and more labor intensive than living as the masses  live, the identity theft “insurance” one receives for privacy living can easily pay for itself when a personal or business bank identity theft is avoided.

This author believes the best way to stop identity theft, specifically bank identity theft is through these key identity theft prevention measures:

1. Protect privacy at home with the “invisible mortgage” while keeping the source of funds used to buy a home your secret.

2. Keep personal money under the radar. Trusts, check cashing stores are resources worth your consideration.

3. The Nevada Limited Partnership has been used to hold liquid investments for privacy protection and asset protection.

4. A Nevada Limited Liability Company has been used to hold certain businesses when the goal is business privacy and protection.

Key to utilizing all of the above is the proper registration of the entity. We like the Trust Manager Princple for protecting privacy of  management.

You  may be interested in receiving our Free privacy e-mail courses. We offer these as a service to prevent identity theft and other privacy-invasive crimes.

Our Privacy Crisis series of books provide managers and consumers with high-level privacy principles to avoid bank identity theft and property and business seizures.

You may want to subscribe to this blog written by Grant Hall, author of Privacy Crisis and Privacy Crisis Banking.


identity theft solutions: prevent bank identity theft

Identity theft solutions are your responsibility! You have the power to protect your identity and your money when you practice personal privacy living methods and principles.

Protect your identity and your money by practicing financial privacy without using a bank or through the use of another entity in place of your name.

Trust Checking Account

Through the use of a trust as the holder of the checking account, you can create a “new identity” to protect your identity and avoid having your name surface when identity thieves attempt to find your money. Care must be taken, however. Keep the trust’s name unrelated to your name and obtain the Employer Identification number anonymously. Perhaps you can convince a banker to open the account your way. I did. And why shouldn’t you be able to have the account titled as you want it? It is your money. If you can’t get the trust account set up as you want it, you may want to consider opting out and ditch commercial banking altogether.

Check Cashing Stores

I have used check cashing stores for many years. These are the retail outlets that loan money to consumers at highway robbery interest rates. I’m indifferent about their loans because I don’t use them. However, I do favor these services for consumer privacy or “banking privacy,” as these institutions are far more consumer friendly than banks in my experienced opinion and based on my years of using them to accomplish bank secrecy.

You can accomplish banking secrecy and prevent bank identity theft through the use of a check cashing store. Don’t provide your Social Security number or home address, and don’t give them a thumb or finger print. I’m amazed at how many consumers roll over like timid little puppies when asked by “authority types” to sacrifice their privacy. Not I. I keep my privacy-financial and otherwise. Perhaps you should learn how to prevent bank identity theft, too as well as avoid property seizures and bank account garnishments. It’s all in my best-selling e-book, Privacy Crisis. You can buy the book and begin reading how to regain your financial privacy and avoid identity theft in just five minutes from now!

Grant Hall

money 101 and why you have no banking privacy part 2

Imagine your money being printed as any paper printing operation. Remember from article 1 in this series that paper money only serves as receipts for a store of value-in a real monetary system that is properly backed by commodity assets. See the first article here: http://www.privacycrisis.com/blog/?p=941

The Federal Reserve System is for the most part, a non-asset backed monetary system. How much gold backs the money? No one knows. With the speed and intensity of the money printing operation since the 2008 Wall Street and corporation bail out fiasco, it is irrelevant anyhow as there has been so much money printed or created in digital form that dollars are naturally worth less.

About Bank Secrecy and why you need it for personal privacy and business privacy:

Recognize the nonsense of not having the banking privacy you may want. Who earned the money-and paid a hefty tax bill after these earnings? You did. Why, then are you not given the freedom to store it as you wish-anonymously, if you please to do so? Because, as explained in the first part of this series, the pseudo government agents, the banks provide an accounting of your money and you to your government when they ask for it. These kinds of “audits” occur when any agency with clout provides a second agency or a court with your bank account holdings If they choose to freeze your funds or confiscate your assets. Read about the NORFED Corporation company seizure here:


After reading this documented company closure and asset seizure by force, certain business managers, high net worth individuals, and all who earn a living and store money in traditional bank accounts, may recognize that their assets and bank accounts-corporate and personal, could be at risk of being attacked and seized. With the possibility of an asset  seizure looming  managers and individuals may choose to implement a bank secrecy program and include the added costs of this business privacy principle as a necessary cost of doing business.

Is offshore banking the best financial privacy idea for you?

Businesses may need a bank account in their homeland to effectively manage their business finances. Certain companies may require a U.S. bank in order to process ACH payments received and offshore banks may hold checks in excess of thirty days. These reasons alone make banking offshore for business  and personal accounts impractical and unreasonable.

In lieu of an offshore bank secrecy program-which are no longer secret based on my extensive research and in my experienced opinion, businesses and individuals who require banking secrecy will be better served to use the services of a U.S. bank account that is properly set up as a personal and confidential bank account. Can a bank secrecy plan be implemented in the U.S.? Yes.

Check cashing stores

Certain check cashing stores are taking market share from U.S. commercial banks by taking any and all “banking” customers-without restrictions. These retail operations provide services that are similar to banks.

Business privacy and personal privacy can be best accomplished through the use of check cashing stores, not commercial bank accounts. A business manger or an individual can accomplish asset protection with the starting point being the immediate control of his or her cash. Simply open an “account” with a check cashing store, present your business check, personal check, bank draft, or other negotiable instrument, and receive cash in your hands-minus the 1.9 % to 2.9% (average fees) charged for this service, of course. Now, your “bank account” with its $0.00 balance cannot be liened, frozen, attacked, or confiscated.

Bank Secrecy in the U.S.A. can be accomplished when the account is properly opened and maintained.

Back to the check cashing stores.

These operations sell a prepaid debit card with the MasterCard or Visa logo that is a handy jewel to have. These cards are sold by the check cashing store, sent to you by a financial services company, in most cases, and sponsored by a U.S. bank that is usually based far away from where the customer purchased the card.

Several check cashing stores sell these prepaid debit cards with their online bank account that has a routing number and an account number-just like a commercial bank account. And these accounts can sometimes be opened without Social Security numbers or Employer Identification numbers. It gets better: In addition to not providing a tax payer identification number to the institution, there have been business customers who have opened these accounts in their business name while using variations of their company and personal documents to open these accounts instead of the banks’ cherished, tracking and tracing information and numbers; the Social Security numbers, Employer Identification numbers, and mothers’ maiden names.

Negotiations for personal privacy and business privacy

Personal privacy and business banking privacy is best accomplished through negotiations with reasonable managers at check cashing stores. Through your excellent communication skills, you can get what you want to prevent bank identity theft and keep your bank account private. Remember these accounts are for holding funds temporarily, much like a current account, a non-interest bearing account. And they can be kept totally private when you handle the account correctly.

Investments will be the subject of a future article and may be held in U.S. entities protected by private registration and/or Offshore Asset Protection Trusts.

You may be interested in my upcoming book tentatively titled: Privacy Crisis Banking

The new book will be offered as an e-book and as a hardcover book and will be available for purchase from the website and from bookstores everywhere.

My current e-book, Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living provides information on business identity theft prevention, personal privacy living tactics, and may be purchased and downloaded within five minutes from now.

Thanks for reading.

Grant Hall

6 ways to protect identity and stop identity theft

How does one stop identity theft and protect identity as the crime of identity fraud continues to lead all fraud crimes? This article provides high-level privacy living principles that have can be practiced to assure you of avoiding identity theft.

1. Live under the Radar while protecting privacy 

Avoid identity theft and protect identity by having a trust own the home. Renters can stop identity theft by keeping property managers out of their credit bureau files. Certain privacy seekers live anonymously by creating a new identity. This tactic breaks the trail from the old you and assures identity theft protection.

2. Anonymous Travel

Cars held in your name provide a clear path to your door in most cases as identity thieves run plates of their targets who become identity theft victims in an attempt to find their name and place of residence. Use a trust-owned car, register it properly, and prevent identity theft as you drive.

3. Bank Secrecy

I know you’ve been told you have to provide your complete personal and confidential information to the part-time clerks who open bank accounts. Join the modern privacy crisis revolution and learn to create a financial privacy plan that will assure identity protection. Your banking privacy is an important foundational block for preventing bank identity theft.

4. Telphone Security

Do you want to protect identity and stop identity theft? If you are serious, do not provide your name, date of birth, and Social Security number to part-time cell telephone sales people. Social Security number fraud is practiced by identity theft criminals who steal these crucial identifiers from any number of data bases. Avoid identity theft by buying cell telephones for cash and loading them with minutes on telephone cards purchased for cash.

5. Online Privacy

The best ways to protect identity as you use a computer include buying the computer for cash, creating a new identity for registration and e-mail communication, obtaining an ISP account anonymously and using a proxy server as you surf the internet. Sound incredibly paranoid and inconvenient? An idenity theft occurs every few seconds. Your diligence will be rewarded as you prevent identity theft through these privacy living principles.

6. Work under the radar

Avoiding identity theft and establishing an identity protection plan takes time, effort, and costs more than living as the masses. Over time, you can decide how serious you are about your privacy and elect to practice work privacy principles that will fit your employment situation.

At the highest level of work privacy, privacy seekers use a front entity, a Limited Liability Company for instance to receive their payments for their work services. This type of arrangement has been formed when employees seek privacy and bargain with employers to provide work privacy services as a part of the employment agreement.

It is possible to travel, bank, work, and live anonymously in the U.S.A. or in any country in the world when one has the information and resources to change their lifestyle. Through privacy living principles, an individual or a family can prevent identity theft while protecting their identities.

Grant Hall


protecting privacy will stop identity theft

Consumer privacy can be achieved through privacy living. Protecting privacy will stop identity theft during the current privacy crisis, and indeed, we are in a privacy crisis as identity theft and fraud continue to escalate at a rapid pace and identity theft is the leading fraud crime in the U.S.A. for about seven years in a row.

Consumer privacy steps can be taken to prevent identity theft.

Identity protection can be accomplished through consumer privacy living, and the best identity theft protection is a plan that empowers the individual and his/her family to travel, bank, work, and live anonymously.

Travel anonymously by using a Trust to hold title to your automobile.

Bank secrecy prevents bank identity theft. Holding accounts in a trust’s name or a business entity-when done correctly, breaks the paper trail from money under your control to your true name. Credit card identity theft can be prevented through the use of pseudo names on prepaid debit cards while making purchases online and the secure use of credit cards held in your name.

Medical identity theft prevention may save your life.

Prevent medical identity theft by keeping insurance policy numbers and Social Security numbers out of the wrong hands. Provide policy numbers only when services are being provided. Do not give medical providers your Social Security number.

Internet privacy protection is important as financial identity theft may occur through the theft of accounts accessed online or through correspondences linked to you. Creating a new identity is the best identity theft protection for online privacy.

Grant Hall