Privacy Expert and Author Jack Dunning Interview

Privacy advocates and readers may recognize the name, Jack Dunning who has written extensively on the subject of privacy and other topics through his blogs, websites and books. Grant Hall caught up with “Nasty Jack” and picked his brain on the subject of personal privacy, writing and more. Enjoy the interview.

James Clark King, LLC

Publisher, Privacy Crisis books

Grant Hall: Hello Jack. We have communicated and spoken over the years on the subject of privacy. I believe you worked in the field of marketing and mailing lists provided to entrepreneurs and businesses, and have written a great deal on privacy-related matters on your blogs and sites. Am I correct about the mail order lists? I’m doing this from memory. Please provide websites and blogs you are associated with for the benefit of our readers.

Jack Dunning: I did work as a data broker in the direct marketing industry, or junk mail as I eventually decided was its true interpretation. In addition to mass over mailing (1 return for 100 catalogs sent), a major reason for this definition was the loose security measures taken by mail order companies, including support organizations like data brokers and computer facilities, for customer names and personal data in the 70’s and 80’s. There has been some improvement but it is a wonder more data breaches don’t occur today.

I blogged on privacy in the early 2000’s in the Dunning Letter:  TDL has since been used for other purposes but all the privacy posts are there for search.

About five years ago I started my NastyJackBuzz political blog which is still active today posting on political satire as a Progressive here:

Grant Hall: How did you become known as “Nasty jack?”

Jack Dunning: Back in the late 70’s, my wife, Barbara and I, created a drink recipe card library for mixed alcohol drinks similar to Betty Crocker’s food recipe library, called the Nasty Jack Drink Recipe Card Library-An Epicurean Prescription for Spirits. Barb came up with the Nasty Jack name she had seen somewhere, and it has stuck over the years, eventually ending up on my political blog. Based on some of the comments I get on the blog, the name is appropriate because I am a passionate Progressive.

Grant Hall: I read a piece I believe you wrote on a credit bureau and the refusal of that company to allow you to correct information contained In their records. Without naming that credit bureau, can you comment on credit bureaus’ authoritarian-like, Orwellian actions based on your knowledge and experience?

Jack Dunning: Yes, this is perhaps the most uncontrolled faction in the financial industry. Credit Bureaus could be considered the epitome of Orwell’s Big Brother because they know everything there is to know about an individual and you have absolutely no control over what they know. Congress, being the doo-willies they are let these companies run rampant over the consumer. Even if they wanted to do something, proven over and over they don’t, Congress doesn’t know enough about Credit Bureaus to know where to start. The blog post you refer to has had 83 comments to date, all complaints about this bureau’s lack of communication.

Grant Hall: In my opinion, the credit bureaus are pseudo government agencies. And they are certainly in bed with banks which depend on them exclusively for information regarding customers’ credibility as well as the credibility of potential customers.  Credit scores are established by these companies and make or break consumers’ ability to borrow money and keep financial credibility. How did these private companies get so much power over the population?

Jack Dunning: The financial industry created a monster. I happened to be in on a meeting in Chicago in the late 60’s at Montgomery Ward where credit bureaus were being given serious consideration by direct marketers. MW had decided to develop their own algorithm for credit worthiness but eventually joined all the others using the FICO score. It was interesting to see the intricacies of what it took to create the credit score. But once the credit bureaus got rolling, their data proved to be something the financial industry could rely on but at the same time the CBs convinced everyone their data and formulas were so proprietary, they must be kept completely secret. Bingo! The credit bureaus of today. The Fair Credit Reporting Act is, in my estimation, the weakest privacy legislation ever passed.

Grant Hall: The masses apparently believe it to be okay to provide their utility companies with their most personal and confidential information. For instance, major cell telephone companies, and internet service providers want to run one’s credit history prior to selling them a basic telephone or internet service plan. I’ve inquired recently and the companies with the best service and largest market share may have relaxed their contract requirements, but still want a customer’s Social Security Number and credit history prior to considering them for telephone or internet service. In my view, telephone and internet service are highly confidential services and essential for nearly everyone. How do you feel about this? As you know, one can buy pay as you go service for telephone and internet service at a premium price while keeping telephone and internet use private.

Jack Dunning: Forget who said it, but it was the CEO of one of the largest data companies commenting something like: Get over it, your personal data is not private. He was right. In the 70s I can remember walking around data broker’s offices observing computer tapes laying on people’s desks, completely unsecured, with thousands of names including their personal data, even social security numbers, with no one at the desk. Never in our office however. If you can’t get it free on the Internet, including the Internet underground, you can buy it in dozens of locations, including the Internet underground.

Grant Hall: The addiction to credit by the American public is clearly learned behavior taught to them by mass advertising representatives, real property propagandists, bankers, and main stream media, not to mention irresponsible parents and certain teachers. Today, many people think in terms of monthly payments, not purchase prices. Look through any set of advertisements and you will find that items I consider to be low cost and medium priced products are advertised based on the cost to make payments, not own the car, furniture or whatever is being peddled. When one pushes the numbers, she will see how ridiculous it is to buy these goods on time. Why not save for the item? To answer that question myself, I know that would cut the middleman,-the bankers and “hard money lenders” out of the equation. And the typical customer, especially the uneducated and undisciplined one wants immediate gratification and cannot turn down that big carrot being waived in front of his face. Of course, once one sacrifices themselves as a debt slave and owes her soul to the customer store, business and personal privacy go by the wayside, too. What is your view on consumer debt and usury by banks and bankers, Jack?

Jack Dunning: In general you are right, but it is doubtful many businesses in this country could survive without credit and/or credit cards. Considering the spending habits of many consumers, they would have nothing without credit, in large part because of your point on “immediate gratification.”  I have always used credit profusely, up to the last few years, when we were able to pay cash for everything. Still charge it on credit cards for the rewards but pay them off every month. Fact: Any personal data any individual has ever put out there is still out there and available for sale somewhere. You might be surprised just how easy a lot of people will give up their private information, including SS number. Many of the companies I worked for in direct marketing eventually decided to handle their own credit; in the beginning it was a gold mine. But later when credit reporting requirements became more complicated, they either farmed it out or sold their credit department. Unfortunately, this collection of personal data goes back into the 1800s, so you can see my resolve that nothing is private anymore. Sorry.

Grant Hall: Turning to the subject of money and property privacy, an interesting and unusual trend may be developing. About thirty percent of long term bonds yield negative interest rates worldwide. About the same percent of countries charge retail customers a fraction of a percent on their money in addition to fees to store money. Of course, with central bankers keeping interest rates at essentially zero for some years, banks have no choice but to do this. Along with this negative interest rate policy, banks have instituted the most privacy invasive stance in the history of the world toward their customers along with severe curbs on customers’ ability to take advantage of free market opportunities. For instance, Switzerland charges one half percent on savings account balances, disallows Americans to become customers, and changed their banking secrecy statute(s) within the last few years while revealing account holders names to U.S. agencies.  What are your thoughts?

Jack Dunning: Afraid you are in an area of some unfamiliarity with me so I don’t really have an opinion.

Grant Hall: The Japanese central bank, another central bank with negative interest rate policy has stopped out their retail banking customers with this charge on money policy. And as you may know, historically, the Japanese have been the most disciplined savers. Money safes in Japan are sold out. Japanese families now have their own “in house banks” in the form of cash stored in their own safes. Likewise, the American savings class has been ruined. Retired workers can no longer earn money on their money. How do you feel about bypassing the banking system except for essential uses and following the trend set by the Japanese and others by storing their cash in safes to avoid fees and to preserve privacy?

Jack Dunning: Basically, I am not in favor of keeping cash in the home. We keep a minimum amount in a Money Market fund for emergencies, unfortunately drawing rock bottom interest. The rest we invest in annuities and have experienced very successful earnings in the past few years, enough to partially fund our semi-retirement.

Grant Hall: I know you have written two books. Please tell us about each book as well as what inspired you to write them.

Jack Dunning: The first was a novel, “Nymphomania Bloodlust,” about a nymphomaniac vampire that is killing Arizona politicians. The other is a humorous memoir “Without the Lampshade-How I Learned to Love my Brown Martini,” about my younger, wild drinking days.

Grant Hall: Provide the stores or websites where each book may be purchased.

Jack Dunning: Bloodlust:


Grant Hall: Do you have other books available? How about other articles, materials, or goods and services that you offer for sale or free of charge? Please provide the websites, blogs, stores where these may be found.

Jack Dunning: Only hundreds of posts on the two blogs.

Grant Hall: Do you feel writers reap a therapeutic value from writing? And once one determines the topic, does the research, makes the commitment, does writing the book tend to complete the Gestalt and make the writer whole?

Jack Dunning: Definitely! Especially political  l blogging. I can also get wrapped up in my fiction because I am the kind of writer that uses no outline. I have a basic plot and storyline and then just let the tale flow. To me it is actually exciting to write in that way and I rarely have writer’s block. I finished my novel in three months. And yes, there is a satisfaction in completion that you finally realize is a creation of your very own.

Grant Hall: Do you have business or writing projects in the planning stage? Share whatever you want readers to know about products and services that may be available from Jack Dunning in the future.

Jack Dunning: I am finishing a novelette about a cross-eyed male rescue cat that was taken from a Washington, D.C. sewer to a shelter, then adopted by a family (Barb and me), later a female cat was adopted from the same shelter, both of which lived with this family in a high-rise on the outskirts of the nation’s capital. The story is told through the eyes and dialogue of the cats. The cats and family lived very happily until the male cat decided he had to return to the sewer and find his mother. Half of the story is the cat growing up in the sewer, the remainder living in the high-rise and return to the sewer, sprinkled with humor and near-tragedy in the sewer.

Grant Hall: I would like to tap into your knowledge base again about certain privacy topics and trends, Jack.  Please share anything you want readers to know about your work or philosophy or anything else you deem valuable for this interview and provide any resources, websites, blogs or links that you want to provide.

Jack Dunning: I became interested in the privacy issue when I entered the direct marketing business, observed how much private information was available on consumers’ lives, and worked within the industry to encourage maximum security of people’s names and personal data. I found minimum interest in securing the names and data but maximum interest in selling it as often as possible. A data broker’s commission was 20%, unheard of in my day when most hucksters were getting 5 to 10 percent. It was a cutthroat business and the data broker was often referred to by some as a prostitute…anything for a buck. I made a lot of money but was always extremely careful about any data within my responsibility. Finally I had had enough, got out of the business and that’s when I started my privacy blog, “The Dunning Letter.”

And then I came across a quote from someone within direct marketing who was the CEO of Sun Micro Systems, a vital force in the industry. This is the quote I couldn’t remember earlier: “You already have zero privacy – get over it by Scott McNealy. It took me a while but I finally realized he was right. Up to that point my agenda was to keep my name and personal data secure within my grasp, even advocating for some time that it should legally be a person’s property. No one was interested, not even the biggest privacy advocates in the country, most of whom I knew personally. It was then that I turned to protection of my private information at the source. I make sure all mailings of a financial nature are shredded, check all bank balances daily, credit accounts weekly, and do credit reports quarterly. It isn’t proof-positive but, unfortunately, it is all that I have, since, like I said, unfortunately, my personal data is already all over the world.

Grant Hall: Thank you, Jack Dunning.

Thank you, Grant.






How to be Invisible on Paper for Safety and Privacy

Are you suffering from a privacy crisis? Today, unless you take personal privacy precautions, you and your family as well as your personal and business property could be in danger. How can you guard against such disasters as becoming a stalking victim, prevent identity theft, both business and personal, and live privately while participating in the “normal” activities of work and socialization?

It is possible to become “invisible” on Paper by creating a self totally separate from the real you. And your life does not have to be disrupted in the process. Your new privacy living priorities will, however, separate you from the crowd, and you will, of course be more selective in the people you associate with as well as careful about who knows details of your intimate, private life.

A worthwhile objective if you’re convinced you need to take your privacy to the next level is to establish a new identity, create an alter ego-an identity to be used only for the sake of privacy and safety, and to be used for non-official purposes.

Once, you become someone else-on paper, stalkers will have no clue to your whereabouts, and your days of being a stalking victim will cease. You will no longer have to endure the harm “he” caused.

What about money and financial privacy? Worried about all the privacy invasive measures banks, brokers, currency dealers, and others ask for when you want to invest or buy expensive items? It is possible to do all of this and do it according to the policies of these institutions while not skirting laws or putting yourself at risk. It’s just that you’ll need to teach yourself how to bank anonymously-as anonymous as is necessary to keep unwanted identity thieves and others-perhaps an ex-spouse from draining your accounts or running up your credit card bills.

Learn to bank and hold property privately by reading Grant Hall’s financial privacy e-book, Privacy Crisis Banking.

While your banking and brokerage accounts will be under your control, the accounts will be titled under entity names. And these entities can be registered anonymously when registration is a requirement. Home privacy can be established when you buy a home by titling the property in a trust or an investment property in a Limited Liability Company. These privacy crisis principles will enable you to establish your financial privacy while keeping everything on the up and up.

Grant Hall wrote Privacy Crisis and this e-book contains an entire section on financial privacy. Chapter topics in the book, Privacy Crisis include Anonymous Banking, Private Bill Payments, Private Investments, Real Estate and Hard Assets, Credit Bureaus, and Retirement Accounts.

Establishing financial privacy as described above empowers one to control all financial matters without revealing his/her identity on these assets to the outside world. Thus, one’s financial life becomes invisible to the outside world.

James Clark King, LLC


Grant Hall on Privacy Living

Secret Home Mortgage?
The masses provide lenders and their henchmen with a clear roadmap to their home. Why not borrow money secretly and create an “invisible home mortgage?”
You and your family will not be subjected to dangerous scams and ugly threats. You’ll avoid property confiscations and burglaries. Live without fear. Keep snoops from finding your home when they access your credit bureau files.
How do you initiate a private home mortgage?
One has to borrow using a non-traditional lender. Perhaps from a company he or she controls. Or through the pledging of assets as collateral and then borrowing against these assets. Do you or a company under your control own farm land or other real property, Gold, Silver or rare coins? A margin account can be an ideal source of borrowing, too. You could borrow from a company under your control or from the business that employs you.
In any case, the goal is to repay the loan while disguising the nature of the purchase. Please keep everything above board and according to the provisions of the credit sources you use. It is not necessary to deceive or engage in anything illegal for the sake of personal privacy.
In my latest book, Privacy Crisis Banking, my personal techniques are fully explained.
If you truly desire personal privacy, you’ll have to start with a private residence-whether you rent or own the dwelling. And if money is borrowed for a home purchase, the world will know where you live when a traditional home mortgage is taken out on the property as credit bureau files will reveal this information.
It’s best to avoid the borrowing practices of the masses when you want home privacy. Once you title the property as I describe in Privacy Crisis, you will avoid data bases and the problems that are associated with having your home address known to everyone. You and your family will avoid the fear associated with dangerous stalkers and identity theft.
Thanks for reading.
Grant Hall

American work force costing you money?

The office supply store manager looked up the printing cartridge number, headed for the isle it was on and brought it to the register. One hundred and eleven buckoos later, I was out the door. The printer had flashed a warning indicating the ink was low and I had headed out to replace it as I expected some planned printing would deplete the supply entirely. Two weeks later, I opened the sealed package and discovered the manager had sold me a drum, not the cartridge I had ordered. Mistakes are acceptable, but today, I find the level of mistakes uncommon, and I attribute these mistakes to the illiteracy problem in America, as this problem is prevalent within our work force.

A recent call to an educator friend, a career teacher with a Master of Science Degree provided facts to support my view. This man said that over fifty percent of all high school attendees do not graduate high school in the state of California. The numbers are similar in Arizona and Nevada, I believe.

A friend of ours suffers from  residual pain from a traumatic injury. While at the doctor’s office, the medical assistant asked, “Mrs. Ellenns, how would you like to pay for your co-pay today, credit or debit card?” “Currency, she replied.”  She was met with a glazed look by the thirty-something year old assistant who returned to her station and asked her coworker what currency meant.

It took five store clerks in a large department store to sell me a computer component as I insisted in buying the product with cash and not providing my ISP subscription data to them to store in their database. Privacy carries a high price in terms of time and effort and is always a bit more expensive than living as the masses. And this time, effort, and money is a great  investment based on my many years of experience.

In 1971, everyone graduated from high school. Perhaps two or three of each one hundred students in my town had to take a summer course to satisfy a Math or English requirement  to get their diploma, but they did graduate. On a rare occasion, a student was not capable of doing high school work and did not graduate. This was rare and many with below average learning ability managed to complete the “required” twelve years of formal education. It was nearly impossible to get a job or join the military without a high school diploma. GED’s were frowned upon by many and seen as a last resort to gaining the high school equivalency of a twelve year formal education. In fact, the GED was called, “high school equivalency test,” and most who thought of dropping out of high school were counseled against it by well informed, experienced, high school educators and counselors.

I don’t know about you, but the current inabilities of the work force causes me to expend extra time, effort, and money. Never before do I recall having to repeat myself so often and go through so many people just to buy and obtain ordinary day to day goods and services. Is America now a third world country due to our devalued currency and uneducated work force?

Readers may e-mail Grant Hall at


Grant Hall

Privacy Living: Creating a New Identity

Why have countless individuals and families learned to live anonymously? What are the advantages of increasing personal privacy? Is it possible to avoid databases and travel, bank, work, and live anonymously? This article will be one of a series and will provide information and privacy resources for those of you who may be interested in adopting a privacy lifestyle. You may be interested in reading articles and subscribing to my protecting privacy blog and receiving our free e-mail privacy living courses. My best-selling privacy e-book, Privacy Crisis provides information on all aspects of personal and business privacy.

Advantages of the privacy lifestyle are numerous and there are various levels of privacy.

Living under the radar provides safety and privacy for those who want to avoid identity theft. You may want to know how to stop the stalking problem caused by a dangerous, abusive ex husband or other tormentor. Others want to protect identity and financial privacy and avoid a bank identity theft while exercising their right to financial privacy. My new book, Privacy Crisis Banking provides banking privacy principles for the business manager or individual who may choose to keep money and assets private. Those who want to borrow money privately can establish an invisible home mortgage and live under the radar while purcasing a home anonymously.

Privacy is like an elevator as there are many levels of personal and business privacy. Do you want to adopt the highest level of privacy possible? It may be necessary for you to learn how to create a new identity.

Do you need to learn how to create a new identity for privacy purposes?

Creating a new identity for all unofficial purposes may be necessary as one’s privacy is substantially increased when a pseudo name is used in lieu of her true name. Imagine a neighbor who is known as Jane Doesenberg who lives under the alternate name of Nancy Johnson. No one will be able to track Ms. Doesenberg as she shares a house with a roommate and uses the name, Nancy Johnson each day for privacy purposes. Making a new identity believable was not difficult for our fictitious character and this example has been used for educational and entertainment purposes in this article. She merely began using another identity to stop the stalking of an abusive ex husband.

How does one establish a personal privacy living foundation through home privacy? In order to do this, adopt a non-traditional approach when you search for a house or an apartment for rent. Find a property manager or owner who will rent to you according to your requirements. Do not allow your name, previous address, financial information, Social Security Number, work history, or current employment information to be entered into privacy invasive databases or your home address and name will be an avalilable record for those who tap into certain information thus allowing anyone who subscribes to a number of databases access to this important contact information.

Follow all laws in your jurisdiction as you exercise your right to privacy.

Grant Hall

Home Privacy and How to Disappear Completely

Relationships are key to home privacy. Establish a working relationship with the property manager or owner of the house or apartment that you and your family want to rent while making certain your personal privacy is respected, and your name, address, Social Security number, and financial information must not entered into the credit bureau databases. How does one rent anonymously? It may be an easier task than you think though this important privacy tactic will normally take more time than the average person spends to find an apartment or house to rent.

Seek out entrepreneurial managers and owners, not inflexible types who insist on invading your personal and business privacy. Searching publications’ homes and apartments for rent and following up with telephone interviews will yield a group of candidates. Often explaining your privacy needs and making a great first impression on the telephone and in person will persuade the property owner/manager to cut corners on your behalf. However, expect to spend some extra time to obtain home privacy, and as I have said many times, privacy is always more expensive than living as the masses live. Time is money and it takes extra time to seek out those who will rent to you with few privacy invasions.

Take your home privacy seriously as it is the cornerstone of your personal and business privacy program and will provide many worthwhile benefits that the masses seldom enjoy. You will avoid identity theft as identity thieves will not be able to associate your name with your home address. And if you are going to use your true name, make sure your name and home address are not entered into databases that will reveal this sacred information. When you are seeking the highest level of personal privacy possible, it is imperative that you learn how to change your identity and use an alternate name for unofficial purposes, and your home privacy is strengthened as you create a new identity for privacy living purposes.

Our privacy living series is a free e-mail course that may be of interest as you learn to live privately.

Grant Hall

Author, Privacy Crisis Series of books

Grant Hall on Protecting Financial Privacy and Preventing Identity Theft

Keeping finances and property ownership a secret will protect identity and prevent identity theft and help you avoid privacy invasions.

Financial Privacy is a core privacy principle for all privacy advocates and will prevent bank identity theft and make you and your family and your property invisible.

Exercising your right to financial privacy is imperative as you attempt to protect your privacy from a number of predators who may wish to harm or steal from you and your family. Potential kidanppers will not be able to identify you as a worthwhile target when your bank secrecy and home privacy measures are in place. Use home privacy and banking privacy as described in the Privacy Crisis series.

Identity Theft Prevention is a huge benefit derived from obtaining home privacy. Of particular interest to many today is how to prevent a thief from stealing your identity in order to receive medical treatment under your name or the name of a family member. Preventing medical identity theft is a priority today as this form of identity theft is the white collar crime of choice among many identity thieves. Keep insurance policy names, numbers, group names, and the identities of all covered members private until the services are rendered. Refuse to provide policy information over the telephone to medical providers and do not provide Social Security Numbers, home addresses, home land line telephone numbers to providers. Instead, substitute mail drops, voice mail numbers, and omit the SSN for personal privacy reasons. These types of identity theft prevention tactics are necessary as many identity thieves have worked for medical providers and some have taken these jobs to gain  access to patients’ records.

These articles on how to prevent identity theft may be of interest as you learn to live privately.

You may be interested in subscribing to our free e-mail series on identity theft prevention.

Privacy Crisis Banking provides financial privacy principles and banking privacy resources for the business manager or individual who wants to practice bank secrecy and keep money and investment affairs private.

Grant Hall

Can you Live Under the Radar in a Police State?

Wondering why you have to provide finger prints and have your name run through a bad boy/bad girl database just to open a simple checking account down at the local bank? It’s just a thumb print and the data base that you’re checked against is just to make sure you’ve never defrauded a bank. Not such a big deal. Or is it?

How about screening the bank for a change? Have they received government bail out money that will further devalue your purchasing power? Ask their manager to explain the Federal Reserve Sytem to you. I’ll bet he/she can’t. In fact, I’m betting when you question one simple banking policy, the manager will excuse himself and run from your questions, and turn your business down based on you’re being a time-consuming question box and possibly a troublemaker.

The masses are asses and have no idea how the world really works. They resemble the proverbial frog placed in a pot and left to be boiled alive as the temperature slowly rises until finally the frog dies from the heat. Are you a frog in the water? Do you understand the absurdity of being “required” to provide finger prints to a private company in order to store your money with them? Are you capable of critical thinking and do you understand the risks of banking in a police state where your entire net worth can be assessed with the stroke of a few keys by those with the keys to certain databanks?

Ever hear of NORFED, the company that was raided and shut down by government as they allowed an option to the losses of purchasing power through an asset-backed sytem of barter?

Countless companies and individuals have lost everything simply because their assets were an open book to those with the power to access the information and the force to confiscate these assets. Culprits could include identity thieves, sue-happy lawyers, stalkers, disgruntled ex-husbands and wives, ex-employees, various agencies, and others.

Privacy is a big deal to those of us who value our freedom. Many problems could have been avoided if a personal privacy and financial privacy plan had been in place. Perhaps you understand the need for peronal privacy and/or banking secrecy, but have no idea about how to obtain either. We offer Free privacy information courses by email to subscribers. You may be interested in listening to some of Grant Hall’s radio interviews as he discusses personal privacy, banking secrecy, financial privacy, how to avoid identity theft, how to stop stalking and more.

Perhaps you are interested in learning to live an anonymous lifestyle. We recommend Hall’s first book, Privacy Crisis. It is available for purchase and immediate download. You can be reading this e-book within minutes once you pay for it online. His New Book, Privacy Crisis Banking, provides infomation and resources on all aspects of business and personal financial privacy and contains information that has never before been offered in print. Use the same methods and resources modern privacy pros use to shield their business from the outside world.

Book Review:

As more money is poured into banks, more security becomes vital. Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money, and Property discusses the importance of security and privacy when managing one’s personal finances and accounts, how to prevent identity theft, and other concerns keep in mind for when banks go wrong. Privacy Crisis Banking is a choice pick for anyone worried about their personal finances. –Midwest Book Review

Always keep everything legal. It is never necessary to break laws for privacy purposes and doing so would defeat the purpose of establishing an anonymous lifestyle.

Thanks. Enjoy the courses and privacy books.

James Clark King, LLC


Stop Identity Theft; Articles and Consumer Privacy Resources

How can you and your family accomplish identity protection, prevent identity theft and avoid becoming an identity theft fraud crime statistic? Based on my experience, it is imperative to live privately in order to avoid identity theft. This requires information, study, and planning. Can an idenity theft prevention plan be successfully implemented to stop the efforts of an identity theft plan by a fraud criminal or a gang of such fraudsters? Yes.

Do you need to provide privacy invasive personal and business information to an identity theft insurance company and pay premiums to such an outfit in order to prevent identity theft? No. Here is an article that I wrote on this subject that may be of interest to you:

How can you live while protecting privacy? Can you depend on an insurance company to help you protect identity? In my experienced opinion, you cannot depend on an identity theft insurance company to help you avoid identity theft. This article may be of interest:

We strive to provide identity theft articles and information to the public for the purpose of preventing all types of identity theft: medical identity theft, business identity theft, personal identity theft, and bank identity theft. Our Free, seven part, identity theft prevention course is offered by e-mail. Sign up at:

As medical identity theft is the new identity theft fraud crime of choice for many identity thieves, this article may be of value, and keep you from becoming an identity theft victim:

My first book is offered as an e-book and is available for immediate download. You can be reading Privacy Crisis: Identity Theft Prevention Plan and Guide to Anonymous Living within five minutes from Now. Buy the book at:

Consumer privacy has many facets and there are substantial overlapping effects. One aspect of privacy that is of paramount importance to protecting privacy and preventing identity theft is financial privacy. Keep money and assets invisible and you will not be a worthwhile target for an identity thief. My new book, Privacy Crisis Banking will provide banking privacy principles and resources. Buy the book at:

Thanks for reading.

Subscribe to my blog at:

Grant Hall


Is protecting privacy expensive?

 Is protecting privacy expensive?
Generally, individuals and businesses can afford the tools and services it takes to support a high level privacy program. Everyone reading this article can afford how-to books that teach one how to travel, bank, work, live anonymously.
Setting up  a privacy program can take some effort and may require extra money to be allocated toward home privacy and business privacy.
Consider how much it may cost if you or your business fail to avoid identity theft. You can prevent identity theft with a reasonable personal and business privacy program.  Here are key privacy points:
1. Bank Anonymously. Keep identifiers out of databanks that may make your assets surface when criminals search for your money and property.
2. Keep homes and automobiles private. Trusts can help you drive anonymously.
3. Register businesses utilizing the trust manager principle.
See the books.
GrantHall, author of the New book, Privacy Crisis Banking: Bank Secrecy
Plan & Resource Guide to Protect Identity, Money, and Property
to the airwaves as the guest of radio talk show host, the Radio Avenger, Rick
Adams at
The program airs on December 19, 2011 at 9 p.m., Central Standard Time. The host
may accept calls from listeners and the call in number is 800-313-9443.
You may be interested in reading Author, Grant Hall’s books.
What do the experts say about Grant  Hall’s Privacy Crisis Series of books?
“Beat the bankers at their own game with the ultimate bank secrecy account”
Privacy Expert, Jack Dunning on Grant Hall’s most private bank account, the Ultimate
Bank Secrecy Account as explained in Privacy Crisis Banking. Subscribe to
Jack’s blog:
“Privacy Crisis is the most valuable identity theft and privacy book -Ever”
Mr. Elliot, President, 24-7 Private Vaults on Grant Hall’s book, Privacy Crisis: Identity Theft
Prevention Plan and Guide to Anonymous Living.
See Mr. Elliot’s website at: You can bank, cash checks, open a safe deposit box without a
Social Security number and keep property and home free from a privacy invasion.
Keep family Safe, prevent account seizures.
Privacy Crisis Banking is available at
online stores and in bookstores everywhere.
Enjoy Grant Hall’s interview with Rick Adams on 9-19-11 at and
the books.
Grant Hall, Author, Privacy Crisis and Privacy Crisis Banking
to Hall’s Blog:,
visit the website: